nathaniel and stacey didomenico's young daughter, arianna, is more ahead of the game than she realizes. "we've already started with our daughter. there are things she wants at the store and we explain that it costs money, we have to earn money, sometimes we don't want to spend any more money, we've already spent enough." "it's definitely something parents should teach their kids." > > how old is your daughter? "three-and-a-half." > > and you're starting to work her already about financial responsibility? "about two when we started." > > and how is her little piggy bank doing? "it's pretty fat." but the didomenicos are the exception. a survey of more than a thousand parents found financial responsibility one of the least taught lessons children receive at school or from home. the coupon website retailmenot.com found parents spend 59% talking about morals. the rest is taken up by academics, personal hygiene and drugs. only 5% is spent talking with their kids about how to save and not become buried in debt. "it really is ok to sit down and talk about your personal and family finances with