you' goiull tottle if you can't sell it, it doesn't much matter if the government is giving you tax breaks>> charlie: some people have since the crash in 2008, you know, have said, well, businesses uncertain about the future. >> you hear this constantly. charlie: i'll mention regulations. they'll mention the economic picture. or they'll mention the fact that they develop certain efficiencies. >> sure. they're trying. but what i always answer to things like that, i'm running a small business myself. what we talk about is all the time is how much of our product can we sell. everything else is secondary. so the big uncertainty for years now since the economy fell off the table in the fall of 2008 is how much can i sell? that's a huge uncertainty. facing many many american businesses. >> charlie: do regulations make a difference? >> yeah, they do. they do. >> charlie: dodd frank put a crimp? does it impede business development? >> outside of finance, i think no. in the banking sector it exceeds some things. i don't think it's a serious impediment to bank lending, for example. but you've got to