the increases are greater than the savings. >> okay. so -- >> that's why we end up with a net, a net $54.9 million shortfall. >> okay. so, one can't say that that 55 million is just for calaveras. >> no. calaveras itself was 88.2. so, calaveras itself, under this revision, was 88.2. and savings on other projects partially offset that. so, what we did is you look at all the increases forecasted on certain projects, look at all the savings forecasted on others, and came back with a revised program budget that has a net increase of 54.9. >> anything further. >> emelio cruz. if you took the step back to january where you approved a $117 million increase because of calaveras, today we're coming to you and recommending an additional $88 million to cover all of calaveras. and then we also presented to you the savings that we've seen on all the other projects combined in the neighborhood of 36 million. so, you can definitely say that the entirety of the increase is the result of calaveras and that, in fact, without calaveras, we would be coming

. >> i just don't know if i'll be able to save that much. god willing, social security will still be there. for someone like me, it'll probably be enough to keep me out of poverty. >> the retirement fund gets sliced and diced and divvied up for wall street to play with... >> i'm just going to have to somehow find a way to save 10% of my salary or 15% of my salary, which is probably what i need to actually be saving to have any shot of retiring, you know, not on food stamps. yeah, i don't know. hope to be able to retire. >> recently i've started to look into how to make more money, how to increase my income while still teaching. it's tough to really worry about retirement right now because i know it's so far off, and i know that worrying and stressing over it is an easy thing to do. but i'm also of the mindset that as long as i don't have too many bills or anything, too many debts, then i could essentially live off of whatever i get. i guess plan b would be to keep working, but i'm really banking on plan a. otherwise, yeah, no, i don't have a

welcome back to the kaiser report i'm max kaiser time now to turn to simon rose of save our saviour's simon rose welcome back to the kaiser report thank you very much indeed max some of those people talking about cyprus and the new cozy beheading not just the haircut of the chop shop but the beheading now you point out here at the save our saviour's campaign that in the u.k. they've suffered a twenty percent decapitate of their might tell us about you know what we said we looked at how much they were getting on average before up to that record low by five percent and we looked at what they did in the three years since it was cut and the actual loss to save has been about one hundred billion pounds but of course inflation is beaten up much higher than expected as well. the difference between. inflation and what you're actually getting fuel savings on your cash is an account from one hundred twenty so in total two hundred twenty billion pounds has been lost by u.k. savers in four years alone in this country and given that we got a total numbers just trip off the tongue one point one tri

the prices of essential is going up because many people particularly save or save as members there are things they have to spend money on food energy these sort of things right now seventeen percent is an index encompassing all goods including things like i pads you know not all pensioners are going to able to afford life ok so what if there's really no real read rates move the five years is not seventeen percent but thirty three percent when you actually look at the economic figures and take that figure of thirty three percent to the last few years but it's not just the economy's been stagnant it's been going backwards very very quickly because the government says that inflation is roughly two point eight percent yeah ok so based on what you just said it's double that number yet at the moment it's not very much higher but certainly of the last few years yes it has been significant so when people have this sensation of the other month that they're not able to buy as much as they did the month before on start of they actually need like food energy things like this they're correct yes an

money from insulation and energy saving additions to his home. >> i think john saved maybe 20, 25 percent, maybe a little bit more on his heating bills and air conditioning. >> all the work comes from volunteers, skilled craftsman, builders and everyday people. >> oh, my gosh, i love, love what i do. i've been at rebuilding together for about nine years and before then i think i was just a closet handyman. so my tool shed will rival anyone's tool shed. >> find out whether you qualify for a free home makeover. their phone number is 703-836- 1021. you can get this information by getting to my website jchayward.com. >>> we'll >>> i have a copy of the hottest cookbook that's just come out today. you can get it at your local bookstore. you can go online and order it. it is "the washington post" cookbook. i think "the washington post" has some of the greatest recipes ever, and now i have with me bonnie benwick who put together this book. i don't know how she did it. how did you decide what was going in this? this is the first ever. how did you decide what was going in this cookbook? >> it was t

it saves time and money.ing well means taking action, so let's hear from some folks who did just that with the healthmaster themselves. take a look at this. >> one of the main goals that i wanted was to have more endurance, have more stamina, to feel stronger, and i have accomplished all that with the living well program. i have lost about 30 pounds. one of the things that has impacted me the most is people's reactions to my change. i'm happy to go to work and have people come up to me and they just can't believe the change that i've made in my life, so it has been life-changing and i'm so thankful. it does work, it does work. >> since starting the montel living well program, i've lost 24 pounds. i never thought you could lose this much in a short amount of time, it will change your life it'll make you healthier and make you have a lot more energy and it'll put you back into shape, and everything else will follow, your whole life will change. [applaus >> now, forbes, listen to me. i know we've already proven

. >> we found there was a challenge with the women to be able to save the way they would like to save because of their families' needs needing to come first. a recent study by the state farm center at the american college found that only 42% of woman surveyed save a certain amount each month. >> 64% of all the women said that their families needs are in the way to save for retirement. they will have to take time away from work which of course will affect their pensions and so forth. they are also actually making less money than men. so, again, how much money they will be able to save is affected by those factors. >> according to the u.s. labor department, full time working women earn $.78 for every dollar that men earn and spend time off to care for families. >> we look at care giving for children. care giving for parents. possible layoffs. disabilities. >> financial planners say that considering the scenarios and how they will impact their own finances encourages some women to start to save more. >> we have to put plans in action for those what ifs and then we are realistic about how

this year our savings are $760,000 so we've actually gotten $300,000 more savings this year, however, we're falling short of the dollars for our budget. until a month ago when he had our first employee of the year leave our offices we have had no vacancy among our permanent employees and that employee was an investigator this month it's another investigator and we're scheduled to lose a third investigator next month. we started the year with two attorneys vacancies and we didn't fill two other vacancies. the second part of salary awe triggers is referred to in the budget analyst report is the staff adjustment. this for our department it comes into playwrite have an automatic pay increase people's no. that an employee is going to get automatically. it has nothing to do with what the department head can do. in our case you know, we have the municipal attorney association where an employee begins at a bottom level an attorney can rise up 16 steps and they get a small increase every year. so the budget under is something our budget didn't calculate. so that shortfall is about $3,460,000 t

now confiscating funds right you're saving money in banks or confiscating funds or you're saving to go against what paul krugman and the keynesians would talk about including david mcwilliams up there in dublin the paradox of savings that my income is your spending your spending is my income and there's a beautiful curve cartesian relationship between these two things according to our theories however they never incorporate into their theories of fact that banks are just stealing money out of people's bank accounts they're victimizing their scapegoating little old ladies the little old ladies are the scapegoats for this poll grown to feed the stevie cohen's of the world and then get all puffed up saying look i own eric holder i don't barack obama i commit crime with impunity i don't have the bankers and it's those grannies fault that storm drain what you put grannies in your urine findus burgers and your friend just goes on to replace granny with the horsemeat have a granny burger plus we've also covered the fact that these for one case which americans have been forced to save into

i think of thosethose who saved the lives, all these christians to saved lives while risking their ownis a hero. [applause] i also remember it that once we organized here when i was so thisved before extraordinary group led by tom and sarah, they organized a group for the liberators. you were the first free men and women who saw us inside. we brought liberators from all over the world. i spoke to them. you are now the first to have seen us. you were the first free men and women who have seen us. you be our witnesses. i was going to one to another. tell me what gave you the courage to resist? what gave you the courage to become a hero? all of them answer me, we heroes? they did not think they were heroes at all. if my neighbor was in danger, how could i not offer him a place in my cellar for attic? if a child was running industry, how could i not open the door to save him or hurt? i said to myself, in those times it was enough to be human to become a hero. my good friends, we are trying to honor not to make heroes but to make the visitor a messenger. president clinton 20 years ago here

and his new boss told him two things -- cook what you love, and save your money.esn't know it yet, but he'll work his way up from busser to waiter to chef before opening a restaurant specializing in fish and game from the great northwest. he'll start investing early, he'll find some good people to help guide him, and he'll set money aside from his first day of work to his last, which isn't rocket science. it's just common sense. from td ameritrade. it's just common sense. to try on these amazing depend silhouette briefs. oh, it's cheryl burke! who's this guy? security. cheryl, hi! i know you don't need one but would you try on the depend silhouette for charity? right now? under this? why not? for charity? now's the perfect time, cause with soft fabric and waistband, the best protection looks, fits and feels just like underwear. even doing the chacha. whaaat? ok, america. cheryl burke tried the depend silhouette. get a free sample so you can too. i can't breathe, so i can't sleep. and the next day i pay for it. i tried decongestants... i tossed and turned... i even

saves water. very easy to use >> > one of the standards for commercial, not residential, is that you have to be able to operate equipment with a single operation without tight grasping or pinching. so this actually allows that to happen. you can operate without having to grab and pitch and twist something. this is very user-friendly. it is also reduced flow, and you do not have to have two faucet's running. >> only have to cut one hole in your credit. . granite. this is really traditional, very popular fish. >> nice. and this is, -- chrome, and brushed nicke. >> as far south as there, and showers are popular right now. rain heads are popular, but you want something that is functional for what you use, so hand showers are great. >> is this one of the ones that has a sheet of water? >> it does. waterfalls of this type come down to a point when you turn them on. this particular one, because we have reworked the inside of it in a fairly complex plumbing system in there, it will actually come out as a

percent and we looked at what they did in the three years since it was cut and the actual loss to save it's been about one hundred billion pounds but of course inflation is be much higher than expected as well. the difference between. inflation and what you're actually getting fuel savings on your cash is an account from one hundred twenty so in total two hundred twenty billion pounds has been lost by u.k. savers in four years alone in this country and given that we've got a total of five numbers just trip off the tongue one point one trillion but essentially it is twenty percent of the entire value of savings that's just gone never to be recovered in the last four years so why is the u.k. press getting so worked up about what happens in cyprus where they don't seem to give a monkey's about what happens in the u.k. it's ridiculous i think you bring up a few points there first of all this two hundred twenty billion pound figure put in the context are those who are arguing that the half a percent rate that is being on offer from the from the bank of england essentially is helping people

and with the money we saved, we took a trip to san francisco.ry day so they can guarantee their low prices. so, where to next? how about there? ♪ h-o-t-w-i-r-e... ♪ hotwire.com [ female announcer ] the taste of delicious strawberries and creamy milk, bursting together and perfectly frozen in time. you've never tasted anything like new fruttare. new fruttare. it's all good. mike's being healthy and chewing like a man. with one a day vitacraves for men. it's a gummy multivitamin with more b vitamins, which help convert food to energy, and help mike do manly things, like wrestle bears and take out the garbage. one a day vitacraves for men. [ male announcer ] men -- you've tortured your face enough. end the face torture. new dove men + care face lotion hydrates skin to keep it looking good. take better care of your face with dove men + care. >>> it's that time when we check out all the photos and say "what the what?" sara has several. >> the first is the win the caption from last week. michelle had the winning -- how dare hoda give me this hand-me-d

this spring, dig in and save. that's nice, post it. already did. more saving. more doing.t's the power of the home depot. dig in and save with earthgro mulch, a special buy at 3 bags for just 10 bucks. [ chainsaw buzzing ] humans. sometimes, life trips us up. sometimes, we trip ourselves up. and although the mistakes may seem to just keep coming at you, so do the solutions. like multi-policy discounts from liberty mutual insurance. save up to 10% just for combining your auto and home insurance. call liberty mutual insurance at... to speak with an insurance expert and ask about all the personalized savings available for when you get married, move into a new house, or add a car to your policy. personalized coverage and savings -- all the things humans need to make our world a little less imperfect. call... and ask about all the ways you could save. liberty mutual insurance -- responsibility. what's your policy? >>> it's called swatting. celebrities are typically the victim. it promise a massive police response usually involving s.w.a.t. team. that means thousands of dollars.

savings. the government wants that too. lori: return to sender, the united states post office backtracking on cost savings plan. melissa: is the fed blowing a new housing bubble? ed pinto, chief credit officer at pinto, joins us with a warning call in today's wail westbound lane" -- today's "wall street journal" end-ed. the dow and s&p i hitting new intra-day highs. >> record, record, that is the day we are seeing here on wall street with the dow and s&p 5 # -- 500 hitting all time record high intradays here. the dow at -- the nasdaq at a multiyear high. the nasdaq up 1%, not quitting, traded as high as 14825. we got the fed minutes. obviously, that was a big deal showing the fed is ready to continue money printing and bond buying helping to keep markets alive. that's been supporting this market, also, look here at tech joints doing well. as we said, the tech -- nasdaq up 1.8% and ibm shares on the rise, ubs raised ibm to a buy, cisco, ibm, hp, microsoft doing so well, and there they are for y

savings. for example, it allows low income beneficiaries to get their prescription drugs at the lower medicare rates, resulting -- without sacrificing their drug benefits. in total, the budget would build on the affordable care act cost- containment measures, generating an additional 370 $1 billion in medicare savings over the next decades. using the deficit, and putting medicare on sounder footing. our budget also reflects our commitment to aggressively reducing waste and fraud in alomar -- in all of our programs. an initiative that last year alone saved taxpayers nearly eight dollars for every dollar that was spent. we are investing in additional efforts to reduce proper matter care -- medicaid and chip payments. what all this adds that too is a budget that will equip hhs to northstar of a thriving middle class. or promote job growth and keep our economy strong in the years to come home a well hoping to bring down the long-term deficit. i know many of you have questions, and i'm happy to tak

$370 billion in medicare savings over the next decade, on top of the savings already in the affordable care act. budget also our reflects our commitment to aggressively reducing waste across our department. opposing an increase in mandatory funding for our health care fraud and abuse control room. saves theive that taxpayers nearly eight dollars for every dollar spent last year. are investing an additional efforts to reduce improper payments in medicare, medicaid and strengthen our office of inspector general. this adds up to a budget cut it by the administration's northstar of a thriving middle class or is it will promote job growth and keep our economy strong in the years to come while also helping to reduce the long-term deficit. i know many of you have questions, i am happy to take is now. thank you for having me here today. >> thank you. i have to leave and take a phone call, i will be back. senator hatch, what are you takeover. i will be read back. , i am curious as to how overall efforts under the health law, not that much of the initial funding husband pleaded -- depleted -- fu

what you see here are the largest cost savings and the largest cost increases. the new design concept for alameda creek involves a much simpler physical, extensive physical improvements so we were able to realize $21 million in saving there. the low number of change orders and the amount of progress made on the bay tunnel has allowed us to redistribute some of the contingency available on that project. so, we have $20 million there. a recent low bid on the beta vision pipeline 3 and 4 also allowed us to save $13 million on that project. and we have also -- have been able to cut significantly our program management costs by phasing out consultants and city staff more quickly. >>> looking at increases, of course, $88 million in the increases for calaveras is due to the different deferring geologic condition, also the need to replenish the contingency fund for that project. i mentioned the field challenges associated with the underwater work with the csa transmission upgrade project that has resulted in increases of 29 million. the $50 million increase on the regio

my baby, save my baby! after i hopped the fence i heard my parents screaming no, no, please no. don't do it, no. >> no, please god, no, no. it was so fast and he was just in just like that. >> alex smith and his family had just hiked to the falls it when a 9-year-old boy fell into the merced river. alex jumped over the railing and held on to a rock and snagged the boy as he was going by in the swift rapids and then alex's dad came to help. i reached him and he reached me and he lacked up like the craziest look in his eye like please help me. >> then i have not only my son but my husband out there, as well. so that was -- it just -- terrifying. >>> this is the only photo the smiths have of alex and the boy he saved. the little boy, nine years old, had been telling alex thank you. >>> the new exploratorium opens in san francisco in just a few days. abc7 is the official tv partner of the exploratorium. we are excited about the new location. it's at pier 15 on the embarcadero. here's abc news reporter wayne fre

we want a saving culture. we want a culture of thrift. we want people to save for retirement.ow the government's saying, just don't save too much. >> i've always thought that. i always thought we were -- and government has always wanted us to save money so that they knew that we weren't going to be reliant upon them. butmaybe there's another hidden message in there. this brings up also a smell of cyprus. it doesn't say, maybe you have more details on this, steve. >> good point. >> it did not say, if i have a $4 million retirement account, are they going to take my -- the excess over 3, like cyprus? >> right. i believe what the intention is to tax that excess. here's the problem with that, tom. the government made a deal with us five, 10, 25 years ago. they said, look, if you put money into these accounts, after tax,,into an ira or a roth ira, for example, 401(k) plan, we will not tax that money when you retire. that was the deal. right? now the obama administration is saying, no, no, no. we're going to erase that daily, sorry, we're changing the rules on you. this is why i thi

a reasonable level of retirement savings.wonder so many people i talk to are looking to hide money from the government of weather in gold, coins, or anything else gerri: to that point we had of your message just saying, you know, now it's time to get a bigger mattress. but my money in my mattress. when you talk about limiting the amount of money, what they're talking about possibly according to one government official and reports we have been seeing, limited to 3 million because the thinking is, the brain surgery math, you could buy an annuity with 3 million that would pay out 205,000 every year, and that is the amount of money people should have in retirement, no more. more organization is against this. why? >> well, we are against it for a couple of reasons. obverses we just don't think it is appropriate to penalize people have been good savers. but even more than that, most of our members work with 401(k) retirement plans. and this is actually going to impact those, to in that win somebody is that $3 million limit that is

he did save a lot of lives by doing it. and i don't know if they appreciat appreciated, meaning the two brothers, how critical a witness they left behind. they made a confession to him. this whole miranda issue we're worried about and talking about is almost irrelevant given the fact that they made a confession, a spontaneous confession, far more credible, really, to me, than a law enforcement confession. >> this is an amazing bit of detail again in the globe piece where at one stage, danny's iphone buzzes and it's his roommate wondering in chinese where he is, and tamerlan tsarnaev responds using an english to chinese application and texts back a clunky reply saying in chinese i am sick, i'm sleeping in a friend's place tonight, and then the phone rings and tamerlan says to him if you say a single word in chinese, i will kill you right now. danny, because he's a smart guy, understands what's going on here, speaks in english and the chinese aspect of this probably saved his life, because they thought he's not an american, o

it happened in yosemite. >> i hear this mom screaming, my god, save my baby. after i hopped the fence, i could hear my parents going, please, don't do it. >> no, please, no, no, and he just was in just like that. >> alex smith and his family just hiked to the fall when a nine-year-old boy fell into the river. alex jumped over the railing, held on to a rock and snagged the boy as he was going by in the rapids. alex's dad came to help. >> when i reached him, he reached me. he looked up at me like the craziest look in his eye, please help me. >> i have not only my son but my husband out there as well. so that was just terrifying. >> this is the only photo the smiths have of alex and the boy he saved. the nine-year-old is telling alex thank you. >>> taking a cab in san francisco can be time consuming, standing around, trying to flag someone down. would more taxis help the probable system sergio has more. reporter: catching a cab on the embarcadero on a saturday night may not be all that difficult but if you're in just about any other part of the city it's a whole

this spring, dig in and save. that's nice. post it. already did. more saving. more doing.'s the power of the home depot. dig in and save with vigoro one-quart annuals, four for just ten bucks. >>> with the fbi's release of photos and videos of the two suspected bombers, the 24-hour news cycle launched into high gear. the hunt was on. >> now we know who they are looking for. >> these are the suspects. >> who are these two men? >> their faces were plastered everywhere. a stream of tips pouring in. and the walls began closing in on the suspected bombers. >> once we saw their picture show up on tv, they went into panic mode. >> nbc news terrorism analyst aaron kuhlman believes the suspect's blown cover thrown them into a tailspin. while the bomb was executed with precision, now it appears they have no plan of escape. >> they started making grievous errors, in retrospect, i don't think you could possibly explain. i don't think they were the product of rational thinking. >> as darkness fell on boston last thursday, the entire region was still on edge. no one knew where the suspe

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on the one hand, you can't count savings from medicare to pay for obamacare and count it as a savings to medicare. so far putting the bendixen the report to that effect the other point is in our budget we put a reserve fund, which is a budgetary mechanism to address any inadequacies in the provider community that may arise if the case occurs where we feel like providers are restricting access to beneficiaries because of these cuts. so that is just to answer the difference with a paradox. i have three questions, and i just -- you just released your budget this week, madam, good to see you by the way, madam secretary. first, on the means testing before we get mutually agree on policies which $30 billion of savings. where is the delta. where do you make the difference in the 20 billion? >> the difference, congressman ryan, is there is a new formula rather than having i think what was in the past four different categories. it's now nine. the lower limit -- >> was it still 80 or does it go up to 90? >> the top is 96, 196. >> the percentage of the beneficiary pays. there are more categories