. >> thank you very much for your patience this afternoon, my name is carolyn mcken that and my husband and i live in hate ash bury where he has owned the building for 38 and lived in the building for 27 years and we moved at various times for jobs that is what working people do. there is a lot of hyperboly in the information and a lot of exaggeration and so i want to tell you about my story as a tic owner so that you can have an opportunity to hear another side of it. when my husband purchased his piece of san francisco in 1975, he intended to leave in one unit and provide housing in the other two units the rental income was to be as retirement income. the rules changed and that turned out not to be an option. our plan b is to convert it to condos, and sell them to generate retirement income. these amendments are essentially now pulling the rug out from under that plan, we are now 61 years old and we continue to work to provide for our retirement, but the rules of being changed in the 9th inning, please consider the quiet people who have not come today who need your assistance. thank y