oelrich liz macdonald. i understand that students want a part of it. i just think it is crazy. >> yes, we do want to help our students. we are examining this because it is so scary and risky to our economy that could destabilize our economy. when you have student loan debt, you have subprime borrowers walking away from their loans. you have to save, what have we done to her students do not have a good market fo these student loan. >> have we aided and abetted basically the college university system that basically is opating like a hotel empire. that is to have amenities, to have great cafeterias, expensive gin. thstents are paying tuition for this and they really can't afford it. neil: i like that. you know, one could argue, it would always be a shock to student seeing rates doubled. but at what point do we get back to natural market rates? obously those rates were much higher. especially when i was in school. the student discount rates -- they were based on a free-markt type of florida -- system. by the way, i would apply the same crics consider thfed