>> first of all, aside from liking the idea of undercare, a couple of things to get straight here. for starters, you're not lking about a free market system. you're talking about a free market system up to a certain point. when you start talking abo catastroph insurance, you still have the sa costs. >> steve, isthat true? >> no. because when y focus on things like catastrophic insurance, when you focus on tngs that cost $20,000, $40,000, $100,000 today, again, the virtue of free markets, whether it's cell phones or anhielse, lasik surgery, is when you have free rkets you turn tng that's are expensive and rre today into commonplace tomorrow. >> doctor, great experiment. we le your experiment. keep it up. >>> coming up next, bringing home the bacon. a record number of moms are now thereadwinners in their hou households. sounds like great news so why are some women here saying not so fast? >>> she works hard for the money and she's bringing home more of it. a new survey shows moms areow the breadwinners in 40% of u.s. households. that is a record high. but you say this says more about