this is going to open the door to more risk, excessi lending. charles: these same banks, if they went through with this they would be sued 5 years from now for the next bubble. but i guess, at the end of the day, there is no way this is going through unless american public. decides this is the direction we want to go. this feels le a do-or-die moment. do we want to stay with thing that made us greatest country in world or trying something different or fair. bargain for so-called middle class. >> i tnk that next election is a question of do the american people want a nanny state there is a belief everyone that deserves health care, is entitled to health care, and a house, and look we have over 7% unemployment. 46 million people on food stamps, 16 tllionebt. i think that american people need to make a decision what kind of country do they want, do they want one where everyone relies on the government, and takes care of them from trade tol--cradle to the grave? charles: fdr had a lot of the same things, you think about the timing, it feels like pre