he designed micro hydro electric power stations, known more simply as micro hydros. like a much larger cousins, these small plants generate electricity from kinetic energy released from falling water. but the similarity is there. until recently, the small systems were too expensive to compete with british electricity prices, but the increase in power costs and new technological breakthroughs have driven consumers to his workshop from a small town in south africa, about nine hours' drive from cape town. >> hydropower was not economically viable, because the government actually subsidize the production of electricity. south africa had one of the cheapest electricity rights in the world. that has changed dramatically. our subsidies are being reduced. getting a hand-out from the government. >> the state-run energy company in south africa has raised electricity tariffs by 40% per year for the last two years and vows to continue. so downey sprang into action and partner with local engineer dennis clerk to create of cortex hydro systems. the company helps farmers in rural c

--to start your own micro-monster circrc. trick #1: micro-monster on a can. hole in the top and bottom of an empty coffee can. cut a thick rubber band open and thread a heavy nut onto it. then, tie the rubber band back together. poke one end of the rubber band through the bottom of the can and slide a paper clip under the exposed loop to keep it from slipping back in. do the same on the other side, and you're ready to perform the micro-monster on a can. with a pair of tweezers, pretend to pick up a micro-monster, but don't really pick up anything. put your imaginary micro-monster on the can, then roll the can away from you. the heavy nut inside will made the rubber band wind up, and when the can stops, the band will unwind. the can will roll backwards, and will look just like your micro- monster made it happen. trick #2: micro-monster body builder. find a micro-monster that's super strong. get one of your parents to give you a small vase and drop the micro- monster into it. now find a piece of rope... then lower one end of it into the vase and command the mic

credit unions offer micro loans. we do a lot of micro loans up to $50,000. this is -- we check credit. we need a business plan. then we look at the three-year tax return and that statement. we do a lot of home care and mom-and-pop shops. we also do start ups. we asked for approval through documents. we work a lot with people who do not know how to file taxes properly. we are mainly focused in san francisco. we are small. we focus mainly on the tenderloin, chinatown, bayview, visitation. we do a lot of expansion. people start small through the credit union and then want to go to the bank. we know we are limited. we cannot afford to give out a big loan. starting from the credit union, we educate them about filing taxes properly and then moving on to the bank, a small one, expansion, and we work with the bank. the bank and credit union are similar. we do allow tax returns, projections. credit unions do not charge an additional loan or processing fee. processing time, on a small loan, -- consumer loans probably a few days. because we require a business plan, som

credit unions offer micro loans. we do a lot of micro loans up to $50,000.s is -- we check credit. we need a business plan. then we look at the three-year tax return and that statement. we do a lot of

credit unions offer micro loans. we do a lot of micro loans up to $50,000. this is

if we cannot, i look for the micro guys to help me out with the smaller loans. it is a collateral loan that we cannot do, i do what i can. we are here to lend. >> thank you. hopefully, people have their question cards. i am going to open it up to the audience. if you have written a question down, please give it can start compiling them. if i see a repeat questions, it will help to expedite the process, answering those questions that people want answered. we have some of the best and brightest minds here. don't be shy. if you could do us a favor and use the microphone so that everyone can hear your question. >> you had mentioned about assistance in public contracting. for small companies, one of the issues is bonding. what do you do on that? >> for all public contracts, public agencies need to see that there contractors have bonding in order for them to demonstrate they can complete the contract. sba provides an insured bond guarantee to those who do bonding to small businesses on public contracts. so there is an sba program on a maturity bonding, similar to what

credit unions offer micro loans.

something called a micro apartment.fox matt king shows what could be growing trend if some part of the country. >> walls have decks closets beds micro apartment on display at the museum of new york city. you can see how light this is. design director just spent night in 3 hundred square foot section of the museum with her girlfriend. >> not scary as you may think actually it was fbi you know see them turn lights on. really early this morning. city housing this space two if we build smarter apartments. everything is has use. everything you know, change into something else. nothing in micro apartment exactly what it seems. everything fold or o slides. to reveal something else. this how you reach all of that upper storage. all work is he sleek but she admit space this small, requires neat tenants so have be very, organized. to make it work. that may turn off the shrobz among us but not alan and wendy. would you guys live somewhere that small? >> yes. i know i can. because i can live i am living small space now. and this is

plans to split the whole middle east into micro states a policy called kill anything that moves. and hollywood goes too far. down here ever give up you know not tricked me into was here was like i'm very tales you get cool for croix wolf in real life inside as loft how people full full flags toy off the toy off the toy prices initiations really tough and it's very hard for me to see how the united states. president can get us to war with iraq that explosion on aug seventeenth we could step up the pressure. i mean look people ready submarines are going to go down some day one of my not come out would know why. mr rose don't want to get us into world war two was to mention you may recall we had to wait for a harbor some people might think mr johnson want to send troops to vietnam you may recall we can't think we're. true one repeat the lie. what health is preferred month for invasion is mulch and this weapon of choice is the new york times and almost white house official tells the times iraq spying w m d to mainstream media repeat without question it was a total lie on the second a

it operates one of the nation's largest individual development, programs, a leading provider of micro loans in california, and has a robust community real estate finance unit. next, we have the ceo of ne community federal credit union. since 1988, she has been the ceo of northwest community federal credit union. under her watch, the credit union group to over 1600 members. it has become the national model for institutions seeking to provide financial education and banking services to the low- income communities. last but not least, we have our conditional lender represented here by wells fargo. mark cyrus is the senior fda banker for the region -- the senior sba banker. he held businesses choose the best loans for the growing business and focus on a comprehensive understanding of their goals for their business. mark is responsible for helping entrepreneurs with sba loans every step of the way. i would like each of you to speak a little bit about what your organization does and, more importantly, address the audience here and let them know what your looking for when you are hoping to f

but in time of micro stability clearly over the last. few years have done quite well in terms of generating an environment of macroeconomic stability which is necessary to have investment and growth and job creation. current economic success could not have been accomplished without the newly received loans the last loan agreement between ghana and the i.m.f. was in two thousand and nine for the sum of six hundred two million dollars at that time the country experienced some fiscal slippage is and depletion of its international reserves which was a combination of increased public spending but also. the side effect of the global financial crisis so we used the reduction of the reserve of the central bank the increase of the deficit there was a need to. provide some financing. to crises and had to authorities. to make a balance if. dept exploded to a new record high reaching fourteen point six billion dollars we talk about credit facilities as if. it doesn't have to be paid back but our children and grandchildren will have to pay is that an

. >>> micro, micro. >>> ya destruiste. >>> quÉ hiciste tacher? oye. >>> te pareces a thalÍa. >>> con mucho sabor. >>> hay que iniciar a julio. >>> sÍ, es verdad. >>> perdÓn, perdÓn. >>> serÍa amable de quitarse el sombrero por favor. >>> con el poder que me otorgan los paparrines noveleros, te va a doler pero te va a gustar. (aplausos) >>> venga. >>> anoche en "corazÓn indomable", doris estÁ dispuesta a todo con tal de casarse con octavio, maricruz estÁ dispuesta, si vieran es bien golosa para detener el proceso de divorcio entre ella y el

and develop infrastructure but in time of micro stability clearly over the last. few years have done quite well in terms of generating an environment of macroeconomic stability which is necessary to have investment and growth and job creation. current economic success could not have been accomplished without the newly received loans the last loan agreement between ghana and the i.m.f. was in two thousand and nine for the sum of six hundred two million dollars at that time the country experienced some fiscal slippage is and depletion of its international reserves which was a combination of increased public spending but also. the side effect of the global financial crisis so we had the reduction of reserve of the central bank the increase of the deficit there was a need to. provide some financing. to crises and had to authorities. to make balances. dept exploded to a new record high reaching fourteen point six billion dollars we talk about credit facilities as if. it doesn't have to be paid back but our children our grandchildren will have to pay is that and i think

is extremely encouraging in terms of microcosmic policies we can say that over the last decade micro policies in most of sub-saharan africa has improved. substantially with an emphasis on my quest ability and on generating what we called buffers. i grew culture is one of ghana's most productive sectors. here in the north however it is the only way to survive. glenn doesn't give much. and we use the same old varieties our grandfathers did. and they don't really give a good harvest. women who brought to him only so many jewels come to help us. number but no government official has ever come to visit us. yeah. only the n.g.o.s teach us how to improve how to improve our methods. one doesn't come to teach us. the ministry of agriculture used to provide us with fertilizers but now they have stopped. moving well now they never visit us like they used to. people i don't understand why the government isn't helping us. to welcome that. well that food sufficiency has its ups and downs. there are times of abundance and times when there isn't enough food for the community. the periods of hunger a

>> as a micro lender, we expect the principles, the corporate form, to provide guarantees. >> personal guarantees. >> the same. 20% ownership in the company. [inaudible] >> [inaudible] >> i heard something about sba guaranteed loans. maybe i missed something. does that have to do with the sba guaranteeing the entity? >> the question on the sba guaranteeing a entity as the order of the business, whether it is a corporation or partnership, for any small business lending, you should expect to be guaranteeing that long personally. as a small-business owner, from a lender's point of view, we want to see that you are as invested in the business as you are asking the bank to be. the idea that non recourse loans, the way you describe it, loans that you get without having yourself personally liable is not the way it works. you should assume you will guarantee the loan regardless of the structure of your business. the good news, though, for businesses like you are describing, internet business, is that the capital requirements for that type of business is generally small. you are able to get you

mendes' are micro construction workers. and women who were urged to buy work on large buildings in shanghai and beijing. you might have seen them. and the labor camps did not have schools for kids, so working with this group called compassion for my grandchildren we helped build these very quick and simple classrooms that can move with the children. yet the debt -- idea that education goes with them instead of this constant turnover in turnover. incredible fast project that has been incredibly successful. in kenya we have done vocational channel working with the foundation to figure out ways where world kids can find work locally so that they are not running to the slums of nairobi in finding out that the streets are not paved with gold. again, looking at rural and agricultural based economies. in kenya, again, we realize that the cost of a water well, you could actually build -- build a full-size basketball court and collect enough rainwater's to not only bright clean drinking water for tough talk -- 1200 is but the kitche

use micro fiber cloths when dusting or wiping counters. these cloths are reusable and are dust and dirt magnets whether you use them dry or wet. they'll help you get those dust mites out. they also cut down the need for chemicals. for example, you could just use a micro fiber cloth and water to clean your mirrors and windows rather than using window cleaner. next, become familiar with simple household products that can do an excellent job cleaning. for example, baking soda can clean sinks and counters. a scrub brush and some elbow grease go great with the baking soda. did you know that dish soap can be used for more than just cleaning your dishes? plain old soap and water is often the safest and best cleaning solution. buy unscented dish soap if possible and definitely not the kind that says antibacterial. a solution of hot water and dish hope can be used for all sorts of cleaning, even tough jobs like removing mold on hard surfaces. scrub and mold off the solution and rinse clean afterwards, then dry it completely. of course, if you have

nelson: so what we've seen so far are the micro robots for the eye. we're interested in going even smaller and trying to make smaller robots. so i set up an experiment here to kind of show you what some of the problems are when we try to make small things swim and why it's so much different than how big things like fish or toys like this swim in water. okay. so what we've got here are two tanks. one is just regular water, out of the tap. this other one is glycerin. it's much thicker, kind of like oil or corn syrup, something thick like that. so let's look at how something like this toy goldfish is going to swim in water. wind her up? wind her up and let her go. (toy clicking) okay, the tail goes back and forth. just the way you'd expect. i'd say that swimming is fairly effective. okay, he's got a twin over there. let's see how he does in glycerin. and this one is going to go in the goop. (toy buzzing) and he wags his tail and he (laughs)... doesn't move at all. this helps us illustrate how water feels when you get small. so if you took yourself and yo

. >> este centro da micro prestamos para que las familias tengan a sus hijos con programa de acción diferidaer su beneficio de programa de acción diferida. >> se acerca el plazo para el el programa de acción diferida y muchos no aplican al beneficio. >> hay cambios en la solicitud? >> si, y ya esta disponible el cambio a partir de septiembre ya no se acepta la versión antigua. >> los requisitos del programa de acción diferida son los mismos? >> si, eso no cambia tiene que demostrar que entró a estados unidos antes de los 16 años, que no tienen antecedentes criminales y que tienen antedecentes escolares no importa si no han terminado sus estudios pueden tener el certificado después de ged. >> muchos de ellos tienen licencia de conducir y permiso de trabajo pero se vence que pasa con eso? >> muchos pueden tener el programa de acción diferida pero si tienen antecedentes criminales por manejar con drogas o alcohol un dui o por crímenes se les podría quitar el beneficio además no dejen de ir a los estudios pues después podría ser difícil tenerlo de nuevo,. >> que les dices a los jóvenes? >> vayan

this one story brick home is about to be replaced by micro housing.o to 400 square feet each. tending his tomatoes across the street, expects more people, less peace and quiet. >> if i wanted something super dense, i would live in bell town. but that's not what we are looking for. >> this unit rents for 800. >> here is a typical example. 200 square feet, furnished but sparsely. it share as deck, and also share as common area and kitchen down a few flights of stairs. there are noelle i have tors in the five story building and units start at 600-dollars a month. >> a lot of verns, microsoft, those guys that are looking for a place that is furnished a short term lease. >> it is the kind of simple stuff that is perfect. >> i pay my rent, i pay a $25 pet fee. >> one company has trademarked a podment, and they say they wish they had more. these units fill up as soon as they open. this is seattle's capitol hill neighborhood. sort of the central battlefield in the micro housing war. here is the problem. apodments on this side, and across the way, single famil

it speaks to some micro things that we should be doing. one of the problems of the fed being the center of attention is it diverts discussion away from other things. things that are more important for us and for the next generation, that this whole narrative have shifted away from. what types of new projects are you working on? >> you have promoted me. [laughter] i am grateful to be chair of thepart of securing u.s. living in a global neighborhood that is more prosperous. it has had numerous advantages. the idea is to contribute and bring in outside perception. we are a council made of people from very different backgrounds and experience. it is a wonderful collection of people. we have gotten to know each other over the last few months and we are working on a few major initiatives. >> how do weerica's rejuvenate the american economy? >> i think we need strongerour elected officials -- we me. there are different ways to approach it. i am big on tax reform. i think adding rid of these the government is giving you a tax benefit versus what m

. ♪ [ male announcer ] breathe easy in your home, get a two pack of filtrete micro allergen air filtersy 18 dollars at lowe's. for shopping that took half e the time.lergen air filters converse, skechers, nike, and more at famous footwear. victory is yours. ♪ >>> i love this song. i can't help but dance when i hear it. it's the catchiest tune of the summer. the one you can't stop dancing to, but now robin thicke is ready to battle it out over "blurred lines." >> he says it's clearly an original work, but concerned about others who appear to be seeing a different tune. rita is here with the details. >> good morning, there have been all sorts of music lawsuits over the years. remember napster? >> this song could set a new precedent in the music world. robin thicke's blurred lines has been raising eyebrows over the sexy music video. ♪ now the song is at the center of a new legal battle over claims that this -- ♪ sounds too much like this -- ♪ marvin gaye's got to give it up. artists have been sued before for borrowing from popular songs, but this time it's thicke taking marvin gaye's estat

plans to split the whole middle east into micro states a policy called kill anything that moves. goes too far.

plans to split the whole middle east into micro stakes a policy called kill anything that moves. and hollywood goes too far. he ever give up you know not trick.