these are people who spend what they earn but they are not able to shelter their assets in the cayman islands or put into retirement accounts. they spend with it on. that would cost $32 billion in the economy overall and that would be the kind of stimulus not at government expense by the way, that would be the kind of stimulus that we need to get the economy going again and. >> host: betty from mississippi, independent line. >> caller: hi. i'm calling because of the minimum wage, and i have an objection to it for this reason. if i'm not mistaken, minimum-wage is an entry-level job, and it pays for the person to come in, learn the job, and know how to do it. in this area where we are, and there are people of 10 to 15 years of experience, and their income is somewhere between 10 and $11 per hour. so how can you say that a new person coming in to earn the same as the person that's been there 10, 15 years? the idea should be you come in, learn the job, work hard at it and move up. minimum wage should not be designed to support a family of four which is some people have been saying for years. mini