neil: switchining gears, a $98 , you buy it? larry? that stores are scared, they are offering you know dials like this? -- deals like this. >> >> you know, thanksgiving is coming. late in the season, retailers putting pressure to get this first consumer in the door, you look at where consumers have been spending the discretionary funds they have been putting it in more permanent products like home improvement. you look at tomorrow retail sales come out, i suspect it will follow same trend of june 2012, saw tooth, going sideways a bit. retail stores are a little bit nervous. neil: they will get sale but it might cut their profits? >> they might have better sales but i bet their profits will be lower, retailer that middles in low income is against the wall. whether a home depot or car dealership. you -- walmart has no choice. their stock is one few retailer stocks under performing over last couple years. >> looking at home depot that is where you know a lot of people put their more permanent dollars into their homes. fixing up their kitc