. >> philicia combest is a dentist and it took a fortune to get there. knowing how much she owes is taking a toll. >> it's overwhelming. i thought about going into the military to take care of some of my loans for the repayment part. >> there is the debt and also dealing with getting a job. >> on the streets of new york city is didn't take long to find college students or graduates that fall into this category. >> this is a senior in college and owes $20,000 in loans. >> it's stressful when you think about growing up and buying a house and starting a family. you have to factor in the extra bill you will have. >> she's working to pay off her loans while taking classes. >> it becomes a point where you don't have time to do what you want to do for school because you are having a job to save up and pay the loan or you are already paying the loan. it's stressful. >> some get help from their parents, but the pressure to pay up is constant. >> you tackle them, you don't rack up as much interest. you are still paying a significant amount of money. >> dispute the

. >> philicia combest is a dentist. it took a fortune to get there.nowing how much she owes is ticking a heavy toll. >> it's very overwhelming. i thought about doing - going into the military to try to take care of some of my loans for the repayment part. >> there is the debt and dealing with getting a job. >> on the streets of new york city, it didn't take long to find college students or graduates who fall into the category and find themselves buried in a mountain of accident. >> ebba zahmi is a senior in college, owning $20,000 in student loans. for her the future is full of uncertainty. >> it's stressful when you think about growing up, buying a house. you have to factor in the extra bill. it will always be there because the interest is high. >> ebba zahmi is working to pay off the loans while taking classes. >> it's a point where you don't have time. you busy trying to pay a lone. it's stressful. >> some like xavier guerra get help from their parents. the pressure to pay up is constant. >> if you tackle them as they accumulate you don't rack up t