patty: filing for social security online, 9 out of 10 experts agree, it's groovier than a brooklyn hot dog! cathy: or a crepe suzette! ♪ when cousins are two of a kind! ♪ welcome to another session of beliefs and believers-in fact, our second session. i think our first class went extremely well and we began to explore a number of very important class themes, pervasiveness of religion, identity and relationship, and we'll be looking at th

and everything you wanted to know about social security. our onlinens how you can suspend your benefits and restart them at a higher rate. that's on making sense. you can find that and more is on our website newshour.pbs.org. and that's the "newshour" for tonight. on tuesday, we'll look at why the monarch butterfly is samantha powers will join us to discuss the deteriorating situation in south sudan and african republic. i'm gwen ifill. we'll see you online and again here tomorrow evening. for all of us here at the "pbs newshour," thank you and good night. >> major funding for the pbs newshour has been provided by: ♪ ♪ moving our economy for 160 years. bnsf, the engine that connects us. >> supported by the john d. and catherine t. macarthur foundation. committed to building a more just, verdant and peaceful world. more information at macfound.org >> and with the ongoing support of these institutions and foundations. and... >> this program was made possible by the corporation for public broadcasting. and by contributions to your pbs station from viewer

one thing that is interesting, we did as kids online, is your social security number available online to your knowledge? a lot of people said their full name was, their school was, but only about 2.0-4.0% said that their social security number was. kids have clearly been told, do not hear your card with you. do not give the number out. many do not even know their social security numbers. that is not something they will share off the top of their heads full but they have heard this message, and that is something that they don't understand why it is important, but they recognize that a lot of people are telling them that is something you should not share with anyone. >> it is important when we talk about whether or not they are vulnerable -- certainly the attack surface whether you are an adult or a teenager. we don't all know where that goes. at the end of the day, it does come down to [inaudible] >> you did a paper in 2011 suggesting that what is under threat is not a specific credentials, but the whole identity on the internet. it has emerged organically through sites like linkedin f

one thing that is interesting, we did ask kids if their social security number is available online. 75% or more said what their name was other school memoirs. but only two or four percent said that the social security number was. in this focus we said, kids clearly have been told not to carry the card with you and never give the number out. i think it is also worth noting that they don't know their social security numbers so it is not something they're going to share off the top of the head. they have heard this message and that is something that they don't really understand why it is important, but they recognize it but telling them that is something you shouldn't share with anyone. >> if i could add one last thing, i think it is important as we talk about vulnerability, it comes down to the motivation of the attacker. certainly the more data we put out, whether you are an adult or teenager, we don't all know where that data goes, right? it does come down to some extent to what the attacker wants. >> the next question may speak to that. this one is to allen. he did a paper in 2011 on i

we also have a contract with the social security administration. people onlineg for onlineaccounts, from paper- based accounts. they want people to move online to get their statements. toauthenticate individuals have online accounts with the social security administration. we believe that hhs could be a good user of our marketing data. we want to reach out to people to see if they are eligible for health care and try to determine how to market that process to them. they have not done that yet. the state agencies are far ahead in that regard. they are using these economic segments to reach out and inform consumers of benefits that are available to them. >> for purposes of obamacare implementation, they are using you to authenticate the people who are applying, but not to market at this moment? -is exactly right. >> that is exactly right. >> some have concerns about profiles and that they will have a long-lasting impact and put these consumers at a disadvantage. i would like to ask you to respond to that incorrect information. data is highly accurate. it comes from very reput

we also have a contract with the social security administration as they move persons online for onlineaccounts from paper-base, accounts.d accoun. we all get our social security o statement in the middle. they want people to move onlinee to get those so we authenticate individuals to have online accounts with the social security administration. we believe that hhs could be awa good use of our marketing data, particularly in the lower economic echelons to reach out to people to see if they are eli eligible for health care and trying to determine how tohow t market that process to them. they haven't done that yet butge the state agencies are far ahead of them in that way.th of using these economic segments tore reach out and inform consumers of benefits that are available to them. u so for purposes of obamacareg implementation, they are using you to authenticate people who are applying but not at this moment to market?to ma >> that's correct. >> some have concerns about the profiles that data brokers compile on consumers that they will have a long lasting impacta and put these consumers

we also have a contract with the social security administration. they are moving people online for online accounts, from paper- based accounts. they want people to move online to get their statements. we authenticate individuals to have online accounts with the social security administration. we believe that hhs could be a good user of our marketing data. we want to reach out to people to see if they are eligible for health care and try to determine how to market that process to them. they have not done that yet. the state agencies are far ahead in that regard. they are using these economic segments to reach out and inform consumers of benefits that are available to them. >> for purposes of obamacare implementation, they are using you to authenticate the people who are applying, but not to market at this moment? -is exactly right. >> that is exactly right. >> some have concerns about profiles and that they will have a long-lasting impact and put these consumers at a disadvantage. i would like to ask you to respond to that incorrect information. >> our data is highly accurate. i

social security check stretches. on a dodgeal during go. she found an onlinets company to rebuild and paid them 28 -- $2800 for a rebuilt motor. >> it turned out to be bad. with knocking,s leaks, internal noises. ) the time we started the engine. >> they ship the bad engine back at the florida company would sell her a good engine and she paid again. >> you need to pay to fix it. they wanted $2000. >> they have the original engine and the one they sold her and she is with the truck was no engine just stuck in the water. >> they have my $2850 and now i have nothing. >> she called seven on your side and we found the company that wanted to grant her christmas wish. is sending her a remanufactured engine for free. >> thank you so much for helping me. engine's ship the motor today. will be installed for free. ews.hat is good n what would you say if i said there was a chance of seeing some flurries outside your window tomorrow? let's start off with a picture by joanne naisano. we will be into a few days of sunshine. scattered showers across the bay and a couple of sh

and it's the criminals who are stealing identities, including especially the social security number, when that is posted online. they're using it fraudulently. and what are they doing? they are filing an income tax return. they are utilizing somebody else's identity, in this case easily accessible, the death master file, creating a false return and getting a tax refund. now, mr. president, you may find this hard to believe, but this actually happened in tampa, florida. street crime, you know, hijackings, stickups, burglaries, dope dealing, it actually dropped because the criminals found a new way of being able to steal people's money. and they did it with a latop instead of with a crowbar or a gun. and street crime actually reduced because the criminals found a new way. now they would steal people's identities in many different ways. they'd go to senior citizens' mailboxes and th*e'd get their -- and they'd get their i.d.. they would get their social security numbers. they would go through hospital records. they'd get social security numbers. they would do it a number of ways. but one of the easiest ways was t

. >> ifill: on the "newshour" online right now-- boomers beware: social security calculators could steerou off course. our expert tells you what you should be looking for when it comes to crunching your benefits numbers. that's on making sense. and we want to hear from you: tell us what you think of our science coverage by taking our online survey. you can find that on our homepage. all that and more is on our website newshour.pbs.org. >> woodruff: and that's the "newshour" for tonight. on tuesday, leaders from around the world gather in south africa for nelson mandela's memorial. it starts at 4:00 a.m. eastern. watch it live on our homepage. i'm judy woodruff. >> ifill: and i'm gwen ifill. we'll see you online and again here tomorrow evening. for all of us here at the "pbs newshour," thank you and good night. >> major funding for the pbs newshour has been provided by: ♪ ♪ moving our economy for 160 years. bnsf, the engine that connects us. >> supported by the john d. and catherine t. macarthur foundation. committed to building a more just, verdant and peaceful world. more information at

social security number. i did not have a visa. >> by the way, if you are going to be anonymous, don't forget the whole point is to be anonymous online, but inll do order for instant verification, and help me out if i am wrong, you have to enter some details, like bank account, social security, and verified by visa as well. >> if you want to do it literally instantly, yes. to be clear the point is not an -- anonymity, or it is for maybe a small subset of the internet underworld. >> how do you perceive the importance of bitcoin? if it is not anonymity? >> to me it democratizes many different aspects of finance. think about cross-border payments, that is a good example. western union has an entire business model premised on owning this large black box, whereas in bitcoin you have these exchanges popping up all over the world where what is involved -- >> you know what? you know what? the fee can be steep if you lose dirty percent of the value of your bitcoin in one day. until it actually smooths out some of these volatility issues, western union, even with steep fees, will be the alternative of choice. as for right now, if someone is tr

online. senate finance subcommittee on social security looks at ways to sustain the benefits for seniors whileouraging others to save money separately for retirement. she was everyone's soul sister. everyone thought they knew erma. she laid her life out for everybody to see. she told us about what life was like in suburbia. throughn in the 1960's 1990's. one of the wonderful things about her -- she wrote mainly humor. it was humor that was accessible to everyone. it was humor that happened in everybody's lives. they might not recognize it until they saw it written. because funny things happen to us all the time, but we ha t

online. your full name, your address, your e-mail, your data bird, and her social security number.ude your account information, credit card information, other types of credit credentials. . like rede for sale cardnumberless -- credit numbers, and when he about these , four dollars each for a visa or mastercard number. >> what it tells us is that the , the thieves are not going to use it, they are going to resell it. >> in some cases, yes. when you're talking about who might be buying and selling this information, you have the hackers on the one hand, and on the the other hand you have various criminals frequently internationally. there was one case earlier this year were the hackers were in russia, and the sale was going on there. -- 80 800,000 individuals bank accounts. >> where else could they be i your data that you don't realize? was an interesting situation in new jersey, a settlement between the state and a data mining company called d d aum, which is also doing deal with fei company called axiom. these companies are not buying and selling your information to steal your ident

online and block our cookies. any reasonable consumer shredding social security number and blocking cookies and surfing the web responsibly they can aill not evade being put on list of data brokers according to their health condition. >> let's go to the blurry line that has been allowed to create -- be created and what is responsible for consumers. let's go to a line between credit reporting agencies and data brokers that market financial products. an atmosphere of ambiguity and what some fraudsters could do real harm to people. alk about that a little bit. >> the pseudo-score, they are made up of about 1500 factors. -- noncredit file factors. they do not fall under the act. they could include factors that could be prohibited under the equal credit opportunity act. this is deeply troubling. we do not know everything that goes into these scores. we need to. we need to know how the scores are being used and we do not want them being used to target underserved americans with predatory offers. >> let's just move on to the next category. sale of talk about the people with particular diseases. listsst circulate those so market

social security a month. that's after my medicare payment. so i went online to see if i could get my husband signed up for this a.c.a. insurance. i filled out the information but was told that what i stated for our income was incorrect and that i needed to send in proof of my income. then they insisted that we fill out this form about voter registration. voter registration. we're already registered to vote and felt this was completely unnecessary. the form did have a spot that stated we were already registered, but i don't trust the web site so we declined. we got forms in the mail anyway. i'm just going to stick with my old insurance and pay the higher premiums because i know what it covers. i have medicare and united health care. i've kept this insurance because of my husband who is also retired but not covered under any other insurance. my insurance came from my sob that i had before i retired as part of the retirement package. and mike calm from prestonsburg. it is in eastern kentucky in the heart of appalachia which is also suffering a depression as a re

security breech this, could expose personal information on a popular social check it out. learning's fun now. yeah, back in our day, we didn't have u-verse high speed internet to play and learn online. all we had was that franklin fuzzypants. ah, the educational toy bear. remember when the battery went out? [ slow, deep voice ] give me your abc's. all i learned was a new definition of fear. i need some pudding. yeah, there's one left. [ male announcer ] connect all your wi-fi-enabled devices with u-verse high speed internet. rethink possible. >>> kick off for craft fight hunger bowl is a little more than an hour and a half. >> yes. >> we spent the day talking with fans and are live with their take on this event. sergio? >> yes. and have been watching fans show up for pregame celebrations now, since we're just about an hour and a half away from the beginning of the game people are already starting to line up to go into at and t park for this match up. the city packed with people wearing university of washington purple, and blue and while the bowl game is attraction for many, san francisco is the star of the day. >> it's nice to see sunshine. i appreciate not wearing a jacket. >> gre

online. there are a number of ways to do it. you have to measure your bank account and social security number. i thought, absolutely not.rted trying to use bloombergs corporate inc. account and corporate credit card instead. did not want my information out there on the internet. that did not work either. >> we are clueless. how do you get bitcoin? >> there are a number of methods. basedsiest one is quite -- coinbased.com. that is the one that i signed up for. >> you had to give personal information? >> my boss told me to. it could -- it took four days. you could meet up with people and set up meetings. >> they are waiting for you at a coffeehouse? >> you never know what you pay until you get there. >> it varies so widely. $727 for theg at bitcoin. what is interesting is that, if you look at the price chart, it rockets up like a hockey stick and drops. if you look at the volume chart, it does the same thing. no one wanted to sell it. >> you wrote "the facebook effect." if you were to write about bitcoin, where would you start. >> the point is, why it really matters. that i think makes the most important is that it is a n

claim your social security benefits, and this is full retirement age, you can go to the office and talk to somebody about this ability to do so. and that is really the way to do it. you can go onlinere are encouraging people. but again, this is just something that you probably -ould like to consult someone face to face further. >> i think it is a matter of delaying your component of it, and that is actually getting benefits sooner in terms of the spousal benefits. allowing your piece of your benefit to grow to the maximum age of just 70 perry said that is really the difference here. you're actually planning sooner letting your benefits grow to maximize the benefit that you can have from a long term. gerri: are showing the audience right now but delayed social security and benefits. 8 percent per year. so did a little doubt now even the you're working in delaying signing of the full benefit. it's a bigger advantage for people out there. thanks for coming on. appreciate your time. at the very merry christmas. >> thanks, you, too. gerri: later in the show, what is more of a threat to you, big government, big business, big labour? the results of a new survey. next, many of us celebrat