mind whento keep in reading headlines and thinking about the news about the affordable care act is that, like anything that changes the system as dramatically as this law does, there will be people for whom it is better and worse. smallerple may have a network than before. some people may pay a higher deductible. other people may get health insurance for the first time and never had it before. or, they may end up paying less. that is an important perspective to keep in mind. host: a republican caller named al. me a few minutes here. i want to tell you first off, about two months ago, i got notice from an insurance company and was thinking about getting additional insurance, just major medical. let me tell you this. i have got medicare. i am 71. when i was his the five, i never used it. i am a decorated veteran. i have v.a. insurance. me woman first -- first call and gave me a spiel about how you got this and it will not cost me anything. it will not cost me a dime. as i got into it, i found out you have to pay for this and that and this. i do not want anything to do with it. i have plen

mind whento keep in reading headlines and thinking about the news about the affordable care act is that, like anything that changes the system as dramatically as this law does, there will be people for whom it is better and worse. smallerple may have a network than before. some people may pay a higher deductible. other people may get health insurance for the first time and never had it before. or, they may end up paying less. that is an important perspective to keep in mind. host: a republican caller named al. me a few minutes here. i want to tell you first off, about two months ago, i got notice from an insurance company and was thinking about getting additional insurance, just major medical. let me tell you this. i have got medicare. i am 71. when i was his the five, i never used it. i am a decorated veteran. i have v.a. insurance. me woman first -- first call and gave me a spiel about how you got this and it will not cost me anything. it will not cost me a dime. as i got into it, i found out you have to pay for this and that and this. i do not want anything to do with it. i have plen