francis, the stock in vatican city is part of larger european tour. the president will visit the netherlands, belgium and other parts of italy. nfl commissioner roger a touchdown. he says one proposed system would award teams 7 points for a touchdown. teams could attend the two point conversion for eight points for eight point but that attempt failed will be worth six points. those are your headlines. back to dennis and cheryl. cheryl: interesting change. dennis: time to make money and as we dig deeper into earning season charles payne joins us with the user guide to buying or holding before the report. charles: one thing we noticed, today almost every company beat big teams, top and bottom line. household names from halliburton and all of them. they are all pulling back all under pressure but last week we saw when you missed what happened, absolute devastation. three things people should be looking at. one thing is poor execution, management's inability to meet the numbers and a lot of sites you can go to and see what the last four quarters were. if they missed once in the last four quarters that is a yellow sign. twice might be a red flag. earnin