and he says unfortunately obama and biden are financially illiterate but later when he worked for ted coffmanhe actually was protected so he took joe biden's seat and served for two years remaining and therefore he didn't care about the campaign contribution. he said anything that you propose to do at all they always say blending and the growth will suffer and then he paused and said and i'm quoting it all bullshit. [laughter] not all regulation is good. i go sometimes to some events where i see the sausage being made. i see the interactions between the lawyers, there are a lot of lawyers involved by the way there is a lot of legal stuff and it's this power play and they have an interesting relationship and they want to generate more jobs for the consultants so they write a very complicated and when it came off the shelf it was impossible to implement. by the time it's done you might as well forget or let me give you an example with words you know. so under the monstrous dodd frank act that is supposed to save us some have more and more responsibility and they cut their budget, too. there is