. >> let me highlight that the crepoart of what senaotor universitiesg -- are expressing a concern over support of the regulation of the rulemaking. that wascular issue just mentioned in regards to other accounts is a significant issue for them and for their students. the letter indicates that they agree with the department's objectives to ensure students have safe, convenient, free access to credit balances. they want to raise the issue in regard to the regulation that any arrangement under which a student opens or is referred to open a financial account into which title 4 program funds may be deposited." such a regulation could be interpreted to cover any account. that would have a chilling and in some cases terminal effect on goods is this partnerships. -- good business partnerships. students need access to safe and secure financial students -- services. it is a necessary part of student life. knowing this, many schools have signed agreements with banks to provide on-campus financial institutions at low or no cost to students. secure on-campus branches, atms, and data cards, financia