ance as voting members and on behalf of the occ captain and acting captain from the academy. to recap the 4 cases we looked at the officer involved shooting. >> the driver ended up retreating and crashed a short time later and was taken into custody that was found to be in policy it did satisfy our conditions with respect to vehicles. with regards to officer involved discharge 03-14 this was a case that was on the 1600-block of bacon street of february 17th of this year at approximately 3: 30 in the morning they received a call somebody was trying to kick down a door of a residence there and upon privately the officers found a male that was prone in front of the residence. as they made their approach 2 dogs charged at them and the officers retreated. he fired at both dogs who ran off. the gentleman was eventually detained for being intoxicated in public. it turned out to be someone he knew he didn't expect the guy to be coming over. that's what happened. those were found to be in policy. march 29th, 2014, officer involved discharge occurred in the 400-block of broadway this i

the occ mediated 3 cases in july. one less than were mediated in july 2013 but as of july 31 st, 33 occ complaints were mediated compared to 28 between january 1st, 2013, and july 21st st 2013. there are, i believe, 10 or 11 complaints that the that chief a adjudicated in july and i will just quickly summarize them. neglected duty sergeant failed to collect traffic stop data and the sergeant was admonished and retrained. the use of profanity and a sexual slur the officer was admonished and retrained. a neglected duty under the department language access -- department general order 5.20 the officer was admonished and retrained. another neglect was failure to enter the complaint into primary language cantonese and the officer failed to record the interview of limited english spanish speaker the officer was admonished and retrained and un warranted action and neglect of duty with plain clothed officers driving an unmarked vehicle initiating a traffic stop. when the conduct of the complain ant was not an aggravated -- the

we are also known as the occ. we are the third largest civilian oversight of law enforcement agency in the united states, only surpassed in size by chicago and new york. civilian oversight agencies. for historical purposes, the board of supervisors, sponsored a charter amendment in 1982, to create the office of citizen complaints and we became fully operational in 1983. and i have been the director of the occ for almost 7 years now. and the office of 32 years old. and it was originally an office of the san francisco police department. but later the occ was placed under the jurisdiction of the san francisco police commission. and in the agency separate from the police department, the police commission of course is also a civilian body. the function of the occ is to assist the police department in building trust with the community by a bridge between the public and the police in matters of police misconduct and police policy. and our mission is to insure the police accountability by consulting fair, famely and unbias

audience, this evening, i will talk about some of the out reach activities. occ staff, has been involved in, and last thursday, on the 21st, occ staff and i provided training to other occ staff, and 15 members of the greater bay area, civilian oversight community. and including representatives from bart's office of the officer, all the way up to the task force, and in santa rosa, and that is looking into the civilian oversight. and the training was in conjunction, with nacol, the national association for civilian oversight of law enforcement and goal to have regional activities for civilian oversight practitioners and in connection with the occ goal of continuing to do the out reach both within san francisco and the greater bay area community. and occ attorney mediater donna salazar spoke to the group about establishing and maintaining successful medation programs, and occ attorney, sam, also, policy analyst, talked to the group about providing the policy recommendations that builds a bridge between the community and law enforcement. and then, marian was not busy

this occ does absolutely nothing to show what the impact of the occ's operation is upon the citizens who use it i got a 1 page letter which is all i got from my original complaint filed several years ago not sustained end of story and you are not allowed to see what the investigation entailed who was talked to what the other party said and as far as mediation, i've mentioned this before and had commissioners say they didn't realize it. the officer doesn't have to show up and it's considered to be a done deal so basically anybody who gave up their right and took mediation has to be not aware of that or totally ignorant of their rights under the law these are nothing but statistics meaningless purpose less statistics a big stack of wasted paper and dead trees. >> i mentioned when i was up before but i was concerned with my posters for my son i hang these posters up every where i can and they are the legal size and i get them taken down and who has been taking them down i just found out and who was doing it before was -- where are we going to put these posters if we can't hang them on t

public again, how we have and we have a two-track investigation, the department does their own, but the occ has a way to investigate, any complaints, against any officers, and perhaps, maybe just the process and then if the charges are warranted what the process is after that, and so maybe the public can understand, that we have different arms that do investigations. >> commissioner dejesus? this evening, you would like that, or is this at a later date? >> you can do it at a later date if you would like. i just want people, i think that we should let the public know how the process works. >> and i will be happy to briefly address it. and when a civilian has a complaint of a police misconduct or a neglect of duty, the public can file a complaint, with my office, or we can file it with the police department and the police department will forward it to my office. and there are several different ways that that complaint with be filed, the most recent one, is we now provide for on-line, complaint filing. and i have a staff, of investigators who are assigned each case, and they investigate the ca

> and one general question, it seems like the revision of the general order is going forward with the occ review but then how about the officer involved piece, is that still being crafted by the department? >> that is on a parallel track, but it is also very close. >> and one, sort of suggestion, that if there is a supplemental report that being filed where it clears the survivor, could we make a direct referral to police legal to calendar the finding of innocence, and maybe it will be a police legal triggered to do the actual funding. >> just for a quick explanation on that, is when any case is done, across the board, investigations for the san francisco pd, and the case closure has to be made to close that case out after it has gone to the district attorney, in case wheres it might be the victim who was falsely arrested, that that we would then go forward and help the victim to get that expunge and allow them to get that record expunged if that is what is necessary. >> there were no children involved in that, and it occurred in my district and it was my first and hopefully my last and w

the speakers will address the remarks to the commission as a whole but not to the department or the occmmissioner rules of order, the police, or the occ, personnel or commissioners are required to respond to questions by the public but may provide a brief response. the individual commissioners and personnel should refrain, however from engineering into any debates or discussions or the speakers of general public comment, and limit your comments to three minutes. >> the first speaker. >> i am here because of my attempts to address the issue have come back to me with no satisfaction, and the sense that i have gotten back from this is a complaint that i filed with the court and i got at this point, it is a temporary restraining, order is the person continue to harass me, he has woken me up at 3:30 in the morning are so, and as i called the police, they have shown up about two to three hours later, and the person has turned down the music bip then, and however, in the conversations that i have with the police and they have told me that, if the person remains in his unit, and does not answer

far as the cps referral, and i have given that card, that referral card that we are looking at to the occ, to marian and to the community advocates in this. and so it is self-explanatory, and a card that you will see. okay? and upon completing of the order. >> thank you. >> thank you. >> hearing no public, or further public comment, call the next line item. >> line item 4, approval of the awards and committee recommendations, action. >> okay. >> commissioners in your packet, is a list of the recommended awards from the medal of valor meeting that we had at the hall of justice and i spoke about it in the last commission meeting and we met on july, 14th and i was the commissioner that was comment, and chief suhr presided over the day long event of making the selections and so what you have in the packet is the officers who have been nominated for in the silver medal of valor and the bronze and there are various awards, and the police commission commendations and life saving awards and i was present for the presentation of each and every one of these incidents. where in, there was discussion

board chaired by chief deputy chief schmidt were in attend ance as voting members and on behalf of the occ captain and acting captain from the academy. to recap the 4 cases we looked at

comment, either the police or the occ personnel or the commissioners are required to respond to the questions presented by the public but may provide a brief response, and the individual commissioners and police and occ personnel should refrain from entering into any debate or discussions with speakers, during the public comment. limit your comment to 3 minutes. >> thank you very much. >> hello. my name is paula brown, and i am here again, on coming to the board to address the issue concerning my son. who was murdered on august 14, 2006. to this day, there is case is not solved. and i was listening to when you guys were saying that the homicides are down. but what about the unsolved homicides in are they down? there is more unsolved homicides than there are solved homicides. and i have no venue to put this. i can only put this in my room in my little room above the fireplace, i have no place to put it. i would like to have a venue like put it in the library and the dmv, and the bus or something that the perpetraters can see their victims, because i am still suffering. we can all giv

paying job cannot pay back their loan, we give them an additional six months and then we work with the occ to ensure we are helping out the student. there is nothing more sacred for us than making sure our students , especially so early in their career, can repay their loan. >> thank you. in your testimony, you discuss the department of education's new rulemaking and the disbursement process that has been mentioned several times here today. the concerned that department has not worked through all of the compliance challenges with banks and banking regulators. can you share with us how the department's rule, as it is would impactposed, student bank accounts and what compliance issues would be introduced? >> if the department of education goes down where i think they might be going, there will not be much concern for the regulatory structure because i think most of the banks would exit. right now, they want to apply to the rules and requirements of a disbursement cash management program that has nothing to do with title 4 disbursement. it is apples and oranges. i am afraid the direction they

not directly in your , and ultimately and perhaps more importantly, to come under the regulation of the occnd the fed as a systemically important institution? >> businesses have all been .rowing we have been finding more and in the banks. as the business have grown, we needed to diversify the funding so we really needed core retail deposits and needed the bank to be bigger and has as businesses grow we had to have more financing. rex why is bigger better? better?why is bigger they may conclude that bigger is not necessarily better. i know you kind of shared that opinion. >> i think the key is being big enough so that you can support all of the costs of regulation, all the costs of compliance, bank of america and all the other money-laundering and earn that cannot be too big. and you rightt now are focused on completion, integration, execution and all of the stuff that is supposed to be your number one priority when butdo a big deal like this two years out will you become more of a bank consolidator? >> i think there should be more consolidation in the industry. really we are focusing on get

so therefore, i do not think and i do not want the same kind of safety and soundness that we have at occnd ots. i want to roll the dice a little bit more on the situation toward subsidized housing. in the gsc act, they specified affordable housing goals of of purchases by the gscs. that goal was continuously raised to 42% and 50% and finally 56%. more than 70% of subprime and mortgages that led to the crisis were backed by freddie and fannie, fha and other taxpayer-backed programs. if you have to point to a root cause of the financial crisis, that is it. absolutely

so therefore, i do not think and i do not want the same kind of safety and soundness that we have at occ and ots. i want to roll the dice a little bit more on the situation toward subsidized housing. in the gsc act, they specified affordable housing goals of of purchases by the gscs. that goal was continuously raised to 42% and 50% and finally 56%. more than 70% of subprime and mortgages that led to the crisis were backed by freddie and fannie, fha and other taxpayer-backed programs. if you have to point to a root cause of the financial crisis, that is it. absolutely that is it. mr. wilson, i want to get back to you. in september 2012, icba survey found 55% of bankers decreased their mortgage business or stopped providing higher priced mortgage loans and higher priced mortgages that took effect in 2010. i wondered if your bank still does offer an issue mortgages and if so, have you decreased the number of mortgages because of regulatory uncertainty? >> yes, sir. most all of our mortgages would have fallen into the higher priced mortgage and we do not have the staff capabilities to escrow

then the judge will set a date for when she'll deliver her verdict. robyn occ robyn curnow, cnn, johannesburg. >> people on both sides, the victim and the pistorius family, they want to see this come to an end. it's been more than a year now. >> absolutely. people are polarized on this. >> it's really dividing. >> very dividing. we'll see what happens. >>> ahead, we'll take to you eastern ukraine where there have been more explosions and small arms fire as the country's military moves in on pro-russian separatists in donetsk. >>> and the kremlin strikes back. vladimir putin bans products coming into russia from certain western nations. we'll take a look. stay with us. ♪ man: [ laughs ] those look like baby steps now. but they were some pretty good moves. and the best move of all? having the right partner at my side. it's so much better that way. [ male announcer ] have the right partner at your side. consider an aarp medicare supplement insurance plan, insured by unitedhealthcare insurance company. go long. >>> australia observes a national day of mourning for

. >> activist investors want in on the craze even if they have to engineer the deals themselves. occ reagan is here with all the details. i can barely wait, tell us more. >> these are always exciting. the wish list of activist investors often reflects what is the hot trend in the market. last year they pressured companies to buy back stocks and now they want them to cut their back bills by buying foreign rivals and reincooperating overseas. they have hired an investment bank to drum up restaurant from u.s. hotel chains to buy u.k.-interc u.k.-intercontinental company. shareholders of the company being acquired must get at least 20% of the combined equity in stock. activists have tried various ways to get companies to lower taxes and push restaurants to put real estate holdings in real estate investment trusts, and they have also urged energy companies to create master limited par neer in ships with their pipe lines. and valeant is taking a stake in walgreens. analysts say this could cut walgreens tax rate by more than a third. >>> bill ackman cited tax benefits as part of the rationa

the general. and while that kind of thing happened with occ there had to be public acclimation for it to work. and i think it was probably somewhat genuine in this case. so in tunesia you had an important set of transitions where you had a parliamentary election that was an assembly that was going to write a constitution. there was a lot of wrangling between the religious right and the more secular and leftist forces. but they were in coalition with each other and made compromises and voted for the constitution. among the issues in the constitution that the young people watched like a hawk and mobilized around were women's rights. they said woman and men have co complimentory rights and everybody understood what that meant. so the young people aligned and came back on the street and there has been another civil revolution and they demand equal rights for women, that the constitution guarantee worker's rights, and freedom of conscious was another because the religious right wanted to put curves on that. and they got everything they demanded. they also demanded the elected government step down a

occ is nothing but a cover a fig leaf for police misconduct. they investigate cases and the people who filed the complaint have absolutely no rights to see anything regarding the complaint all they get is a letter saying charges not sustained. an faitdecomple and so as far as a citizen is concerned, they can lie through their teeth and the citizen would never know it and i think honestly many of these things where you go into private sessions and have these private discussions are really done for the purpose of minimizing the damage or potential damage to the city and protecting officers from their own misconduct. >> any further public comment on this issue? if there are none public comment is now closed. >> item 6 with regard to item 7 a and b san francisco administrative code section. >> i have a motion? >> moved. >> thank you very much ladies and gentlemen we're now moved to closed session. annual celeb hardly strictly bluegrass is always a hit now completing itself 12 year of music in the incredible golden gate park. >> this is just the best park to come to. it's safe. i

of the games i wanted toh talk about -- and i might mention the other games that i n have in abilene were rainouts and some things like that. occhere's one in 1939, still e's o trying to pull allne the detail o they camet as late as 1955. usually when i go somewhere to speak, there's an old baseball player in the audience say, heyn they were here in 1952. always i'm always finding new g information everywhere i go. exi and that's exciting to me because i go in instanley and g start stdigging that informatio out and see what happened in the game. so anyway one of the next games i wanted to mention was rogan's last season in 1938, and the monarchs came down and they were going to play in junction city. and this is what the newspaper wrote about rogan. they said his name is wrot undoubtedly the moste famous on in negro baseball of this or any other day.baseba the outfield when he was not pitching rogan was and second to none on the mound in his heyday.ou he has speed, his fadeaway was similar to that of matherson and his control was almost perfect.h major league batters who batted against him said he was as goods as any pitcher th

somebody on staff they will know when the critical timing will be to navigate successfully, create a soft landing rather than a hard started landing that might occ occur. charles: i do wish the fed didn't exist in the first place. a lot of market players can be overly dependent on the easy monetary policies, once the punch bowl goes away we have a sharp decline in the stock market. could we actually start to buy off of it? >> it is going to be a longer period of time rather than a shorter period of time. it could accelerate the decline. what we're looking at and my educator i have used: four decline in 2000, 2007 given the same readings actually getting more intense these readings which means the market was more overbought than it was previously so the decline might be elongated out over a longer period of time, two to three years. charles: we witness a rally on the extramarital volume on day one. any sort of measure from individual investors have been really muted. 40% of people indifferent to the stock market, so what exactly are you looking at that screams the market is so overvalued? >> the volume has contracted immensely. one of the indicat

the line. >> but no, they have always been regulated, adam, as you well know. occ, in some cases, state banking regulators in every case but regulation has to be balanced, nuanced, it has to encourage the bank to do what it is supposed to but also to encourage people that they do without job assets and income. we can't have the go-go days of the last attended and. -- last decade again. i was completely crazy about people borrow money you had no jobs in asset and income. i think that there has to be a reason. every industry that is regulated needs to be able to breathe and in some cases, particularly for some of the smaller banks, these were. >> i want to go back to the idea that we are seeing lending pick up again. fastest pace since the financial crisis, and credit has loosen up quite a bit. is it just a matter of banks and playing looser standards? >> i think that, obviously, character lending -- my community bank grandfather and twin brother, that is the way a random businesses. -- they ran their businesses. character lending is no longer that frequent. i think

the general. and while that kind of thing happened with occ there had to be public acclimation for it to work. and i think it was probably somewhat genuine in this case. so in tunesia you had an important set of transitions where you had a parliamentary election that was an assembly that was going to write a constitution. there was a lot of wrangling between the religious right and the more secular and leftist forces. but they were in coalition with each other and made compromises and voted for the constitution. among the issues in the constitution that the young people watched like a hawk and mobilized around were women's rights. they said woman and men have co complimentory rights and everybody understood what that meant. so the young people aligned and came back on the street and there has been another civil revolution and they demand equal rights for women, that the constitution guarantee worker's rights, and freedom of conscious was another because the religious right wanted to put curves on that. and they got everything they demanded. they also demanded the elected government step down a