let's ask real estate experts, joining me, brian stevens, frank garay, host of the national real estate are people out there, guys, who are so psyched to see that more foreclosed homes are coming back on the market because they want in, they want to buy. first of all, what do you think is at the heart of coming on to the market again? >> what is taking place, the houses getting foreclosed on were actual foreclosures prior to 2010 and they're all written off the book, loans written off prior to 2007. these are not new houses getting foreclosed. these are foreclosures sitting on book for years. like the old local furniture commercials where everything must go. with lack of inventory this, is great idea and great opportunity for people to go out there and buy homes. liz: frank. let's teach people how to do it. i would buy a foreclosed home. i'm nervous. there are risks. who do i go to? how does the process work? teach people watching. >> first thing you want to get connected to a local real estate agent. best way to do that, ask family, friends, that type of thing. somebody you knows that