we reached out to senator derbin and he and senator warren are very focused on the suffering, i call it suffering, because that's what it feels like, that families are going through trying to pay off these bills. and one of the issues i have is the interest that's being charged on the college debt, it's about 8% and my husband, what signed for about $58,000 in loans for my son, by the time he was out of college, that -- because the interest starts accruing by the way on parent plus loans as soon as the parent signs for those. i guess we were so overwhelmed business the real estate market situation we weren't even focusing on that. so by the time my son got out of college, some of the loans and there were more than this, we were at about $66,000. >> charlotte, where did your son go to school? >> caller: his first semester was at perdue. and thank goodness, after one semester there, he was almost afraid to tell me that he wasn't happy there, and i couldn't tell him how happy i was to hear that because of the cost of it. so that was about $20,000 that first semester. then he went to two

issue, so getting them to have that discussion now, so that that leadership exists and the role up to derbin will make it such a much more vibrant conference on a report card on did we deal with the issues we identified in melbourne and as a continent. >> all three of you are going to be part of this effort, please, your engagement really matters in a big way. i'll say a couple of things, one is of course, we have not had or won't have had an international aids conference in africa in six years. so it's been a very long time. and of course south africa's story and trajectory from 2000 until now, is just beseeching, and an extraordinary transform mags, and that obviously will be a huge part of this story. we always try and have the conferences in places where we hope it will make a difference, so people don't know this, but steve does, when the president lifted the hiv travel ban and we could in fact come back to the united states, many of you were there in d.c. in 2012, we have made the decision to come back to the u.s. and we had to choose cities and we ended up choosing washington. archite

we reached out to senator derbin and he and senator warren are very focused on the suffering, i call it suffering, because that's what it feels like, that families are going through trying to pay off these bills. and one of the issues i have is the interest that's being charged on the college debt, it's about 8% and my husband, what signed for about $58,000 in loans for my son, by the time he was out of college, that -- because the interest starts accruing by the way on parent plus loans as soon as the parent signs for those. i guess we were so overwhelmed business the real estate market situation we weren't even focusing on that. so by the time my son got out of college, some of the loans and there were more than this, we were at about $66,000. >> charlotte, where did your son go to school? >> caller: his first semester was at perdue. and thank goodness, after one semester there, he was almost afraid to tell me that he wasn't happy there, and i couldn't tell him how happy i was to hear that because of the cost of it. so that was about $20,000 that first semester. then he went to two