i would like to ask mr. loh how he reconciles the phenomenon of mid to high-level six-figure salaries for college administrators while over 76 -- 76%, according to npr, of college professors work as part-time adjunctions make one to $5,000 per course which they have to cobble together over every semester to get some kind of minimum wage level salary for themselves while they teach the students who are graduating with an average now of close to $30,000 of student debt. how does that shake out for you economically and morally, mr. loh? >> well, i think you're raising several very important questions. thank you for asking it. let me address first the issue of student debt, the rising debt nationally it's around 30,000. and the reason it is rising and the reason it is becoming an issue of national concern, making it very unaffordable is because state funding has gone down accordingly. that is to say that, what we're seeing here is a reflection of political and economic changes. to the extent that we're a nation that