and b.a.h., i think along with that. now, on eaches if you believe that you need to save money then obviously the congress could act to produce programs and that's your choice. we were targeting our objective was modernization and systemized modernization where we go into the structure of a program. we do not believe that the structure of those programs were deserving of modernization. if i could go back to your other question as well, senator. the service chiefs asked for flexibility. one of the primary complaints about the retirement system as it exists today is that it is overtly rigid inflexible. chiefs implored us to seek opportunities for greater flexibility. and we related to that section you're referring to are there some potential frictions between the services? would it cause some concern? do we believe it's going to be used instantaneously? no. there will be uncertainty, and i think that will keep that proposal in check, perhaps, for years. but there will come a day when greater flexibility in the retirement s

clearly b.a.h.ctively to provide the housing that our service members need. there are a number of the elements of the compensation system that drew our attention very dramatically, that we did not elect to medal indle in if you will. because we believe they are operating effectively. others would include the pay raise mechanism. the pay table itself we believe is operating correctly. special pays and allowances. m. and b.a.h. i think along with that. now on each is if you believe that you need to save money then obviously the congress could act to produce programs. and that is your choice. we were targeting our objective was modernization. and systemized modernization where we go into the structure of a program. we do not believe that the structure of those programs were deserving of modernization. if i could go back to your other question as well, senator. the service chiefs ask for flexibility. one of the primary complaints about the retirement system as exists today is that it is overtly rigid, i

clearly b.a.h. in our view is operating effectively to provide the housing that our service members need. there are a number of the elements of the compensation system that drew our attention very dramatically, that we did not elect to mettle in, if you will. because we believe they are operating effectively. others would include the pay raise mechanism. the pay table itself we believe is operating correctly. special pays and allowances. and b.a.h. i think along with that. now on each is if you believe that you need to save money then obviously the congress could act to produce programs. and that is your choice. we were targeting our objective was modernization. and systemized modernization where we go into the structure of a program. we do not believe that the structure of those programs were deserving of modernization. if i could go back to your other question as well, senator. the service chiefs ask for flexibility. one of the primary complaints about the retirement system as it exists today is t

special pays and allowances, and b.a.h., i think, along with that.on each, if you believe you need to save money then obviously the congress could act to produce programs. and that's your choice. we were targeting our objective was modernization and systemized modernization where we go into the structure of a program. we do not believe that the structure of those programs were deserving of modernization. if i could go back to your other question, as well, senator. the service chiefs asked for flexibility. one of the primary complaints about the retirement system as it exists today is that it is overtly rigid inflexible. service chiefs implored us to seek opportunities for greater flexibility. and we delivered that section you're referring to. are there some potential frictions between the services? would it cause some concern? do we believe it's going to be used instantly? no. there will be uncertainty and i think that will keep that proposal in check perhaps for years but there will come a day when greater flexibility in the retirement system will b