what's missing from the equation is de novos. we do expect as the economy continues to improve we'll see some de novo activity again. and by looking at it that way -- the other point i might make -- >> i don't have a lot of time, and i hate to cut you off, but i do have to get to my questions. and this was brought up, again, i want to follow up on the chairman's comments about this application process. i don't know if the community bank of pennsylvania's been brought up in this hearing. it's the first new federally approved bank since 2010. i'm in the process of applying the pennsylvania bank raised $17 million from investors but had to spend nearly $1 million just in application fees. and they said the attorney said it was 8 to 16 inches of application pages in order to get it chartered. i guess the question is quickly, if you have to spend $1 million to open up a bank in america today, how many more banks do you anticipate are going to pay that price? >> we don't charge any application fees for applications for deposit insuranc

comcast sportsnet's john clark joins us from the novo care complex. >> did murray fly here to become an eagle? >> reporter: yes. yes, he did. it's expected demarco murray will join the eagles. chip is running wild here and not only is he signing the nfl's leading rusher last year demarco murray from the dallas cowboys and he's signing ryan math us and the eagles are still going through with that and demarco murray touched down in philadelphia this afternoon and this is a big coup for the eagles. it would be the first time in 68 years the nfl's leading rusher switch esteems and in fact he averages a little more yards per carry over the last five years and a little more than shady mccoy but he has been hurt and he's been banged up some in his time with the dallas cowboys and as we said ryan matthews from the chargers he was the guy set to replace frank gore who was set to replace lesean mccoy and ryan matthews spoke earlier and we'll hear from him in 20 minutes and he said it didn't change his mind at all that the eagles are bringing in demarco murray. for now, i'm john clark live from

we did this because a reveal of the federal district court is a de novo. that means that they start with the pilot getting a whole new trial, not using the same evidence as was used for the f.a.a. understand for the ntsb. now, in two separate cases federal district courts ruled that my original bill did not require a full hearing of the facts. this legislation expensively spells out the option to appeal an f.a.a. enforcement action to federal district court for a guaranteed de novo trial meaning a new and independent review of the facts is guaranteed for these individuals. this legislation also increases transparency for all f.a.a. certificate holders subject to an investigation or enforcement action by holding f.a.a. accountable for communicating with certificate holders. the f.a.a. is now required to articulate a specific description of an accident or incident under investigations to parties involved in the investigation and provide specific documentation relevant to the investigation. while this is something that has happened in many cases it's not happ

it was rejected once but it really could dominate in terms of sales for novo nordisk.h saying look, our sales are looking pretty rosy. we see full-year revenue growth at the top of our estimate. on the downside, it is all about oil. so volatile. we see oil prices move, so too do the stocks related to oil whether ns the service sector in the big excavators of oil. down almost 2% this morning. jonathan: thank you very much, caroline hyde. we're going to talk nigeria's crude addiction. we're a day away from saturday's presidential election in high in year jeeria. it is expected to be a -- in nigeria. it is expected to be a tight race. great to have you with us this morning. what can you tell us about the two candidates? >> it really is expected to be a tight race this time around. let me take you tow the two candidates. the main candidates are incumbent president good luck jonathan. jonathan is 57 years old. he is the nigerian president for the last five years. during his time in office he has been credited for privatizing nigeria's sector. he has been criticized for fail

but i think the numbers of de i think the numbers of de novos are somewhat, it doesn't reflect the interestactually in community banking. and if you look at the dollar amount of capital that has "t#lowed into the community bank industry since 2008, it's $43 billion. so that indicates that there's investor interest in supporting community banks and belief in the viability of the community bank model. and i believe that's capital at some point that will shift into de novo institutions as the economy continues to improve and as the inventory of small destructibled banks continues to decline. >> do you see any legislative proposals, or do you have any of your own? like what the regulations call for now? >> right. so the regulations that govern applications for deposit insurance, there are two pieces to it the charter as well, which we do not grant, that would come from the state. but the guiding factors are the statutory factors and the fdi act, and we think they're relevant today. >> i understand that if the fdic and occ are currently undertaking a regulatory review under the economic growth a

>> in a speech, president putin referred to a concept he described as novo russia, which is new russia, which stretches across areas of ukraine, the eastern, southern, oblast of ukraine and upwards. he said that is what his intention was to do, and to this point there action suggests to be they may actually be intent on, pushing it. senator mccain: does that convince you or give you the view that we should be providing defensive weaponry to ukraine? general dempsey: chairman, we have provided about $100 million and other kinds of aid. we have a program to provide -- senator mccain: the question is do you think we should provide defensive weaponry to ukraine? i know what you have done -- not enough. go ahead. general dempsey: we should consider providing legal aid and it should be in the context of our nato allies, because his objective is to fracture nato. senator mccain: today secretary carter, the shia militia with the iranian revolutionary guard leader, among others, and a rainy and air, is now attacking tikrit, the hometown of sodom hussein, as we -- sodom hussein, as we recall, an

is the question on agreeing to the speaker's approval of the journal on which the chair will put de novo. the question is on agreeing to the speaker's approval of the journal. those in favor say aye. those opposed, no. the gentleman from louisiana. >> mr. speaker, mr. speaker i ask for a recorded vote. the speaker pro tempore: a recorded vote is requested. those favoring a recorded vote will rise. a sufficient number having risen a recorded vote is ordered. members will record their votes by electronic device. this is a five-minute vote. [captioning made possible by the national captioning institute, inc., in cooperation with the united states house of representatives. any use of the closed-captioned coverage of the house proceedings for political or commercial purposes is expressly prohibited by the u.s. house of representatives.] the speaker pro tempore: on this vote the yeas are 233. the nays are 156 with one voting present. the journal stands approved. for what purpose does the gentleman from louisiana seek recognition? >> mr. speaker, i ask unanimous consent to remove my name as a c

. >> darya: to miss to the weekend killing novo was the no. 1 seed. to be booted seed.tion will get him back alma's the to the look of the law and of a game. >> darya: summer when the fall of zepa number a north carolina state for the band plays on. got to see this wouldn't little low pillar thin piccolo clear particles cry we play this. >> gary: does this knowledge come from?. >> darya: a planned 30 years and plane flew the and i can relate. also being and a band i did not care if the football team was winning or losing you play your instrument but she was really upset by this loss obviously. >> gary: there's also insofar villanova. they were were the top scenes. and it's a good school spirit of. hard >> darya: a piccolo is such a happy instruments its credit tight here start smiling and crying. good internet research. >> darya: then you had to number two's go one was by all the modern cave you. >> gary: at right if you could always bring up member larry brown. >> darya: so they were beating them when they're such a powerhouse. >> gary: watch the had a lot yesterday of

general dempsey: in a speech president putin referred to a concept he described as novo russia, which is new russia, which stretches across areas of ukraine, the eastern, southern oblast of ukraine and upwards. he said that is what his intention was to do, and to this point there action suggests to be they may actually be intent on, pushing it. senator mccain: does that convince you or give you the view that we should be providing defensive weaponry to ukraine? general dempsey: chairman, we have provided about $100 million and other kinds of aid. we have a program to provide -- senator mccain: the question is do you think we should provide defensive weaponry to ukraine? i know what you have done -- not enough. go ahead. general dempsey: we should consider providing legal aid and it should be in the context of our nato allies, because his objective is to fracture nato. senator mccain: today, secretary carter, the shia militia with the iranian revolutionary guard leader, among others, and iranian air, is now attacking tikrit, the hometown of saddam hussein, as we recall, and the majorit

vote on growinging -- agreeing to the speaker's approval of the journal which the chair will put de novothose in favor say aye. those opposed, no. in the opinion of the chair, the ayes have it. the journal stands aproved. the house will be in order. members, please remove conversations from the floor. the chair will now entertain requests for one-minute speeches. for what purpose does the gentleman from pennsylvania seek recognition? mr. thompson: request unanimous consent to address the house for one minute revise and extend. the house is not in order. the speaker pro tempore: the gentleman will suspend. the house will come to order. without objection, the gentleman is recognized for one minute. mr. thompson: thank you mr. speaker. moments ago the house passed an historic piece of bipartisan legislation that will put an end to the flawed medicare sustainable growth rate, so the called doc fix, and extend the children's health insurance program. for more than a decade, congress has used a band-aid to address the sustainable growth rate rather than offering permanent reforms. having serve

business is the question on agreeing to the speaker's approval of the journal which the chair will put de novo. the question is on agreeing to the speaker's approval of the journal. those in favor say aye. those opposed, no. in the opinion of the chair, the ayes have it and the journal stands approved. for what purpose does the gentleman from texas seek recognition? mr. burgess: i send to the desk a privileged report from the committee on rules for filing under the rule. the speaker pro tempore: the clerk will report the title. the clerk: report to accompany house resolution 173, resolution providing for consideration of the bill, h.r. 2, to amend title 18 of the social security act, to repeal the medicare sustainable growth rate, and strengthens medicare access by improving physician patients and making other improvements, to re-authorize the children's health insurance program and for other purposes. and providing for proceedings during the period from march 27 2015 through april 10 2015. the speaker pro tempore: referred to the house calendar and ordered printed. for what purpose does the g

business is the question on agreeing to the speaker's approval of the journal which the chair will put de novothe question is on agreeing to the speaker's approval of the journal. those in favor say aye. those opposed, no. in the opinion of the chair, the ayes have it the journal stands approved. the chair lays before the house the following personal requests. the clerk: leave of absence requested for mr. smith of missouri for today. the speaker pro tempore: without objection, the request is accepted. the chair will now entertain requests for one-minute speeches. the speaker pro tempore: the house will be in order. does any member seek recognition for a one-minute speech? under the speaker's announced policy of january 6, 2015, the gentleman from indiana, mr. rokita, is recognized for 60 minutes as the designee of the majority leader. the house will be in order. mr. rokita: i thank the speaker. it is my honor to, on behalf of a lot of our colleagues who cannot be here right now and on behalf of our colleagues who are going to speak, to talk about the budget of the united states federal governm

which the chair will put de novo. the question is on agreeing to the speaker's approval of the journal. those in favor say aye. those opposed, no. ms. slaughter: mr. speaker. may i request the yeas and nays? the speaker pro tempore: the yeas and nays are requested. those favoring a vote by the yeas and nays will rise. a sufficient number having arisen, the yeas and nays are ordered. members will record their votes by electronic device. this is a five-minute vote. [captioning made possible by the national captioning institute, inc., in cooperation with the united states house of representatives. any use of the closed-captioned coverage of the house proceedings for political or commercial purposes is expressly prohibited by the u.s. house of representatives.] the speaker pro tempore: on this vote the yeas are 253. the nays are 156 with two voting present. the journal stands approved. for what purpose does the gentleman from georgia seek recognition? mr. price: mr. speaker, i ask unanimous consent that all members may ha