dr. stewart levine chief financial officer for blue shield. >> welcome. >> now we'll hear this is terry hill from hill physician group i think he's the motorcyclist and lead for the aco administrator. >> and we'll have richard who's the brown and to tell la half of the population from the ah o from brown and i've been terribly alone and forgotten in manhattan >> welcome back. >> ann marie director of clinical services i'm very happy to have them. >> thank you all for taking time out of our busy schedules to be here undoubtedly there will be questions during the presentation that needs our expertise and response as we go forward to thank you for taking the time to come. >> as part of the presentation i will share my analysis then we'll have the two representatives terry hill and richard answer what we've old as questions and we'll go back and make a recommendation and close the presentation. >> that's correct. >> page 2 - okay. i don't know but we have the document on page 2 what we're doing is projecting the costs and establishing the recommended renewable for 2016 for the flex funded progra