bothu go in any for forbearance, that interest continues to accrue.ou end up drowning in the debt. there is no way to get away from these loans. not through bankruptcy, not through disability. it is impossible to declare this as bankruptcy. that has been established. do years ofou consecutive payments at the minimum amount, if that is all you can afford, it still will never go away because if you missed just one, the whole clock starts over again. now you're looking at being in your senior years at looking at your social security being garnished for these loans. helpsyou address how that the infrastructure of america? guest: first time about the interest-rate. you are right that the student loan is unlike other loans in some ways because it is an unsecured debt. you're not putting down collateral. that is the reason the interest rates are higher than borrowing a home. you are not judged on your ability to repay your federal student loan. tois more of an entitlement the graduate loans and the parent loans were hovering at 8%. reduced asave been interes