with tips on how to return gifts is emma johnson who runs the blog wealthy single mommy.com and stacy tisdale from black thanks for joining us. >> thank you. >> i want to start with you, emma. etiquette? there are things under the tree that i really don't want. >> it's really about being kind, grate fulful and gracious. sometimes you can return the gift. how often has someone said, look, if it isn't the right size or color, i have the receipt. take them up on the offer and go for it. >> i give a lot of gift cards. i hope the people don't want to return them. but there are places that i know i'm never going to shop at. should i save it? what should i do with a gift card? >> luckily with a gift card you don't have the social awkwardness because the person who gave you the card doesn't know what you spent it on. can do with a gift card if you got it from a retailer you don't want. still, it's estimated that americans left $43 billion in unthe redeemed gift card value on the table since 2008. $43 billion. gift cards bring out our inner hoarder. i will save it now, use it later. be present

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