. >> senator michael barrett who heads the committee any insurance said the system is rigged against consumers, and after holding statewide hearings on a proposed rate increase, he is filing a bill for more transparency. >> we need advocates for the public, for the property insurance companies, openly compete, to convince a neutral of what the proper rate should be, who should be canceled, who should be nonrenewedded. >> reporter: there are no regulations on when an insurer only rules requiring 45 did days notice. kevin said he'll think twice before trying to use the insurance he's paying for. >> hopefully we don't have a next time, but if we do, i'll be thinking of this. insuranced federation tell mission they aren't aware of the spike in nonrenewals, and they say it doesn't happen claim. comes winter. >> yeah, it's right here, and, barry burbank, a tough commute tomorrow morning potenttially. >> yeah, bang, just like that. month. the warmest december ever going year. hard to imagine we're going to long, long time, and then all of a sudden, boom, you flip the switch, and boston gett

i'm michael gargiulo. >> i'm kerry barrett in for darlene today. >> chris cimino is here with a look at the forecast. back to normal temperature-wise. >> yeah, cold compared to where we've been. it's chilly. you need the coat throughout the day. these temperatures aren't climbing much. close to 40 for most of us. we still have a fair amount of clouds out there. they'll thin out a little later on. it's later on tonight into tomorrow morning, especially north and west of the city, with at the low levels of the atmosphere tl here could be a wintry mix. we have a winter weather advisory in all these counties shaded in purple. does not include the city, long island, central, new jersey, or coastal areas. today, dry. nothing to worry about. maybe sun for our time and clouds rethickening later in the day. a little at 5:32. monday morning commute. >> still looking good with the exception of the henry hudson. an accident heading southbound by 155th street. you'll see the right lane is blocked. it's a bit of a slow ride as you make your way through this area. delays are not so bad. that's our

i'm michael gargiulo. >> i'm kerry barrett in for darlene. what's the deal with the forecast? >> what's the deal with no snow in december? >> you're good. >> he does it better than me. >> that looks hysterical, by the way. meantime, weather picture is still gray. hopefully these clouds will break up a little bit. patchy fog, especially north and west of the city this morning. midnight will be a little chillier. probably in the upper 30s at this point. your day planner, plan on clouds early, breaking up for some sun at times. 47 by noon. forecasting a high of 48 degrees. emily west in for lauren. how is the commute rolling along? >> new crash in queens on the grand central westbound right by the cross island. it's the ramp to the cross island taking up a lane there. in clifton, still have the crash on route 3. overturned vehicle, spilled debris. that's eastbound by grove street. that ramp is shut down from grove street to route 3 eastbound. more weather and traffic coming up on the 4s. >>> right now the nipds ypd is beginning the process of locking down times square. "today in

. >> i'm kerry barrett. michael is off this morning. >> he is. chris is off also. dave price here with the forecast, good morning. >> good morning. glad to be with you as we start our day together. we've got good news ask bad news. the good news is mild

. >> i'm erry barrett. michael it in california this morning covering the mass shooting in san bernardino. he's going to be joining us live later. >> first, storm team 4's chris cimino is here with the forecast. >>e're in transition after the rain we had to deal with last night. chillier air is getting in here. not here yet though. we're still at 51 degrees in the city. you notice snow showers in western pennsylvania. that's indicative of colder air trying to push in. our temperatures will continue maybe get back to 50, 51 later this afternoon. the wind will be the main feature. a gusty wind that could exceed 30o and 35 miles an hour. we'll talk about the forecast coming up in a bit. first check on a thursday morning commute, here's lauren. >> we have one problem out there on the roads. it's a closure on 9w. it is shut down in both directions. otherwise, it's road work this morning. the verrazano bridge heading to staten island, lower level, two lanes shut down there. more weather and traffic ahead on the 4s. >> la

i'm michael gargiulo. >> first case of winter. i'm kerry barrett in for darlene this morning. >> we're waking up to it this morning. the start of the season, you might say. let's start with storm team 4 chris cimino. >> if you're north of the city, you're feeling it. cold rain out there. north of town still a concern. seeing freezing rain, seeing sleet. way to the north, still a little bit of snow left over. slippery travel up there. not a lot in terms of accumulation. but, again, those roads not treated, overpasses, secondary back roads will be slippery. wet roads in the city. plain rain city and coast winding down to a few showers by midday. dries out by this afternoon. radar shows this system is making progress. the back edge of it getting closer and closer across maryland. we have a few hours to go to get through this. mainly rain city on south. the rain has approached southern sections of rockland, west chester county. that will be a trend. where it's icy it should turn wet as we get deeper and deeper into the morning. 38 in the city. mid to u

michael gargiulo. >> i'm kerry barrett in for darlene this morning. >> we're waking up to our first real taste of the season. we're out in the elements. st yart the team coverage with st m team 4 chris cimino. what's happening? >> it's all about location. in t upper 30s. it's mainly a rain event, city of long island, central new jersey and south. north of the city, not too far north you get into the mixture where it's snow, sleet, even cases of freezing rain. bergen, morris on north until 8:00 a.m. the further north you go the later the advisory lingers. meantime, well above the that's good newsoin and around the city. white plains jump from 289 9 to 31. bridgeport above freezing. all of these areas north of the city should gradually go over to rain. sussex where it's 27, newburg, 27. danbury, 28. going to take longer as the cold air stays at the low levels of the atmosphere and creates sleet/freezing rain. green is rain, pink is th mixed precipitatdon, white is the snow. masainly now about mixed precipitation, sleet and freezing rain. most of it is north of 287. here's the 287 line. notice the rain

michael gargiulo. >> i'm kerry barrett. darlene is off today. >> chris, we're talking about downpours. typically we'd be talking about snow. >> yeah, no question this is liquid. we're back on the mild side of this storm system. you can see the moisture gathering over west virginia and southwest sections of virginia and north carolina. this will get in here later on today. this morning, we're just dealing with a little spotty drizzle across portions of connecticut and long island. most of it is east of the city. you might run into a little mist that would be it throughout the morning. once you get towards noontime intensity. the heaviest from about 2:00 to 6:00. temperatures climb into the upper 50s again as we continue our above-normal trend. it's an umbrella day ahead. emily west is here. first check on the commute. >> that early morning construction at the george washington bridge. you can see with the red shading hoe slow it is. let's take a look where that upper-level ib bound road work is in the clearing stages but is still pretty slow. outbound out of the apartments, two lanes bl

michael gargiulo. >> and i'm kerry barrett. darlene is off this morning. she should be back tomorrow. >> storm team 4's chris cimino here with the forecast. interesting combo today. seems like it's warm again, but we're going to have the rain on the way. >> we're spoiled. can't have everything all the time. we do have wet weather heading our way. it will get here in afternoon, especially from the noon hour on. this morning it's relatively quiet. just cloudy and mild. temperatures in the low 50s in and around the city. spotty drizzle moving into fairfield county. as i said, i think the steady rain holds out until about noon. in noon on into the evening commute, it could be quite wet. ready the umbrellas. temperatures mild again. back into the upper 50s. more details in the forecast coming up in a bit. let's get the details on the >> i'm checking out a spot here, chris. it's pretty slow on l.i.e. through queens. let's take a live look near 99th street. we don't have a confirmed accident. that is past the construction. you'll find delays starting around the g

michael gargiulo. >> i'm kerry barrett in for darlene this morning. she'll be back next week. >> it's great to be back. st m team 4's chris cimino here with the forecast. what a week of weather we're having. >> it's been a little crazy.ree seasons going on at one time. we're transitioning to something that's more wintry with a system approaching tonight. we have a winter weather advisory in our northern suburbs and northern third of new jers arey into the hudson valley. this does not cover the city. right nogowe're chilling down a little bit. we're closer to the 40-degree mark in and close to the city. mid and upper 30s in the suburbs and up north. the 60s are gone. right now, partly cloudy to clear, 40 degrees. any early sunny breaks will give way to clouds. we'll talk more act the precipitation heading our way in just a little bit. let's say good morning to lauren scala. how is this monday morning looking? >> good morning. this monday morning is looking good o far. a train from 111th street to 80th street, brooklyn bound platforms will be closed unt

michael gargiulo. >> and i'm kerry barrett in for darlene. >> chris cimino here with the forecast. just a difference from what we >> no ice or snow to worry about. temperatures close to the city upper 30s to around 40, which is close to where the normal high should be. you can see north and west, a little chillier. newburgh 34. but these folks were in the 20s yesterday morning. so again, a morning that will feature a lot of clouds, some areas of fog. visibility seems to be an issue to the west of us. or morristown oig quarter of a mile. as the air mixes up, visibility should start to improve later this morning. so the day planner, another gray day. we hey get a few thin spots here and there. temperatures back to the upper 40s to around 50. another round of rain too. let's talk early morning commute. >>> we have a couple of problems on the roads already. we'll head over to the belt parkway where there is a garbage spill in the road. so eastbound all lanes subject to closure out by rockaway parkway. but right now things moving okay. we have an overturned truck westbound around exit 6

michael gargiulo. >> and i'm kerry barrett. >> good morning. good to see you both this morning. it's a little calmer out there, but we're dealing with fog and the possibility of even some black ice mainly north and west of the city where it temperatures are getting close to freezing. freezing in franklin and belvedere, above freezing toward the coast. sitting right now at 40, not too much of long island much at 40. dense fog advisory for morris, warren, somerset, middlesex in in to mercer and all of these counties again seeing visibilities a quarter of a heil or less and that could get more widespread, that is the fog. so we'll watch it, but right now just dry and cool. some clouds out there. we gradually see the temperatures climb back to the upper 40s, flirting with 50 today, but lots of clouds around. no rain today. that could change tonight. we'll talk about that in a bit. first check on the wednesday morning commute, how is it looking, lauren. >> overall things look pretty good out there. we do have an accident investigation in the bronx. this affects the 233rd street ramp

. >> i'm kerry barrett in for michael gargiulo. >> michael it in california right now at the scene of that mass shooting. we will hear from him live in just a moment. first, we want to check weather and traffic. critical condition chrissy cimino is here with the forecast. >> good morning. cold front came through with the rain. that's moving offshore. behind it, still a little unsettled. unstable air aloft means a fair amount of clouds will mix with sun today. we could see gusts approaching 35 miles an hour at times. temperatures generally in the upper 40s. back to low 50s mid to late afternoon. no rain to worry about. just gusty winds. anything to worry about on the commute, lauren? >> a couple trouble spots. one in new jersey on 287 there's an accident that shuts down two lanes by exit 55. you can see delays building quickly. a live look outside at the gowanus expressway heading into the bqe. the entire thing looks like this. very slow ride this morning due to that construction wrapping up right now. delays go back all the way to the gowanus. more weather and traffic coming up. >> th

i'm kerry barrett. michael off today, he'll be back tomorrow. >> chris is off this morning. dave price is here. >> nice to see you. advisory in effect for sections of new jersey. foggy start for a lot of folks regardless of where you are. 53 degrees on the thermometer right now. clouds and rain, clouds for the most part during the day. rain i think rolls in a little later on during the early evening. we could see some thundershowers as well and heavy rain tonight before it all wraps up in the middle of the night. 6:00 p.m., it's going to be sloppy out there. as far as the dense fog advisory, keep it in mind if you're traveling through sections of new jersey from sussex all the way down to ocean county and as far out west as warren and hunterdon counties as well. keep it in mind as you get in the car that the visibility may be under a mile. the wet stuff comes a little later on today. to get you where you need to go we say hello to emily. >> good morning. with the "l" train, service is suspended both ways between myrtle avenue and rockaway parkway. shuttle buses are there. ta

michael gargiulo. >> it's been a good year. i'm kerry barrett in for darlene today. >> chris cimino here with the forecast for the final time at 4:30 in 2015. >> this will be my last 4:30 a.m. update for the year. it's historical. >> just for the year, folks. >> it's underwhelming. another relatively mild start. we have cloud cover out there. the temperatures fairly uniform from the city to the suburbs. a few upper 30s in places like poughkeepsie, danbury, and sussex. i think we'll start to see the clouds break up a little bit. having visibility issues in a few spots. morristown down to a quarter mile because of fog. quarter mile in newburgh. it's out there this morning. space between you and t car in front of you. then we look for the clouds to break up a little by noontime. peeks of sunshine. turns breezy. a high temperature in the upper 40s. the new year's eve forecast and first few days of 2016 just ahead. emily west is here for lauren this morning. >> good morning, chris. hi, everyone. we have a few things happening. first in clifton, new j

barrett is there. >> reporter: yeah, good morning, michael. a couple updates for you. we know there were four homes affected. still getting estimates on how many people that involved. we are hearing it could be up to 30. as i step out of the picture right now, get you a look at what's going on, they're mopping up hot spots right now. we did speak to neighbors and we spoke with a mother and daughter who say they feel incredibly lucky to have made it out safe and sound. >> i love my mom. >> reporter: all right. the fire, as i mentioned, is out right now. thankfully, no injuries whatsoever. new video of these flames as they broke out at about 3:00 this morning. neighbors tell us they smelled a strong odor at about midnight. they all looked around their homes, didn't see anything, they went back to bed. they woke up again a little bit later. the smell had grown stronger. that's when one of the residents said that it looked ed ed like the ceiling of her bedroom was glowing. >> i saw like red lines. she just started yelling. she was getting everybody out. she was like, come