a roth 401(k) or a roth i.r.a. pay those low rates now and never worry about taxes again for your retirement money. so the less you make, the more likely it is that a roth is for you. it's that simple. and when you're saving for retirement, don't worry about what could go catastrophic wrong 30 or 40 years in the future. just worry about making the best choices right now. "mad money" is back after the break. this car? came courtesy of james and patricia thompson. this tv? margaret and tom lee. the championship game ball? that was sebastian diaz. good guy. and all i had to do was ask for their money and pretend i was investing it. their life savings is now my lifestyle. female announcer: don't let someone else live the life you're saving for. find out if you're dealing with a registered investment professional at investor.gov. it's a great first step toward protecting your money. before you invest, investor.gov. with extraordinary offersmance on the stylish, all-new rx... and the dynamic nx. ♪ this is the pursuit of p

a roth 401(k) or a roth i.r.a. lets you pay those low rates now and never worry about taxes again for your retirement money. so the less you make, the more likely it is that a roth is for you. it's that simple. and when you're saving for retirement, don't worry about what could go catastrophic wrong 30 or 40 years in the future. just worry about making the best choices right now. "mad money" is back after the break.gree gave women a motion-activated wristband to understand how much they move,... the world's first antiperspirant activated by movement, it has unique microcapsules that break with friction to release bursts of freshness all day. keeping you fresher with every move. motionsense. protection to keep you moving. degree. it won't let you down. did you know there's a cough liquid that lasts for twelve hours? try delsym twelve hour cough liquid. its advanced formula releases powerful medicine that acts fast while its extended release medicine lasts for 12 hours. try delsym . there's a more enjoyable way to get

if you want to foe whether to use a regular i.r.a. or roth or the difference between them, may i suggest you a pick up a co copy -- not at your local library -- of stay m"stay mad f life." more to now we're talking regular i.r.a., you pay no taxes on any gains inside the i.r.a. those profits are alled to compound year after year tax free until you start withdrawing the money in retirement at which point your withdrawals get taxed as regular income. it's still sweet. now you can only pour $5,500 a year into an i.r.a. as of 2014 unless, like me, you're over 50. in case you can contribute -- in that case you can contribute $6,500 a year. you should max this out if you can afford to after you've milked your employer dry with your 401(k). if you do, that you should fund a terrific retirement. if you want to contribute more money you can put it back in your 401(k), however that's after you've maxed out your i.r.a. let me give you the bottom line here. 401(k) plans have a lot going for them but they're deeply flawed. that's why you should only contr

a roth 401) oror roth i.r.a. lele thoowes now d ner worry about t xes again for youretirement money. so the less you make, the mo likely it is tt a ro is for you. 'shax mpmp and en you're savivi for reti, n't y abou at clu go o tastphicicro30r 40 yrs in n n ture. juju wor about mthe stois ght now. "mad money" " back after the break.grgrave memeamoct wstbandnderstand how much they m me,... anancreaeade wi motionsense. the wod's firsantiperspirant acd movt, it unyqumicrapsulele eak withriction toeasese burs of freshns alday. epininyou fresherr with everyove. d you know there's a cough liquid that lasts for twelve hours? trym tlve hour cough liquid. its advavaed formula releaswer`fudicine that acts f while i i e eended release meicine las for 12 hours. try delsym .. tha monjoyleay to get youriber. try philps' fibegood gummies plusnergy support. 's'sewiber splent atatlps suort t larity and includes bitamins to help convert food to energy. mmmmm, these are good! thstsidedef fifrhihiips',,,,,,,,,,,, >>> if you >> yanl

the advantage to something like a roth i.r.a. be, a lot of people may need to get that money back.ey want people to remember this is their money, and our software is designed to make it easier and more efficient for them to manage that to their retirement and to be in charge of the control of their future. >> why did you sell to goldman sachs? >> it is a great opportunity. a lot of people asked is it the money? what is the motivator? we set out on a mission with a vision to change things. we have a retirement savings crisis that is unimaginable in this country. >> what does goldman sachs have to do with that? >> they have a platform. they deep financial expertise, we are a bunch of software guys. so the marriage of the two is very powerful. it gives us an amazing platform and insight into the financial -- >> you're not worried the big guy, the biggest guy on wall street is going to change you, the little guy doing the startup from the ground up? you're coming to us from south by southwest. >> absolutely not. the question is, you know, goldman sachs didn't buy us to have honest doll