is a bank begins a foreclosure action, but because of the low founder of the house, chooses to aboun bandon the foreclosure. can you talk to me about what steps if any the bureau has taken or is looking to take to address this issue? cap homeowners receive notice when the bank decided not to pursue it? --tly, the national council reported 48% of the councils reported mortgage services rarely or ever provide written communications in the preferred language of a borrower with limited english proficiency. the bureau has identified this as an issue in its mortgage procedure,mination but for homeowners who encounter trouble on mortgages, it seems more is needed to ensure they receive the type of comprehensive loss mitigation assistance necessary. and you address those issues? thecordray: i will take second one first heard there was a helpful provision in the statute that said if you are selling a product and marketing in a preferred language, then you ought to follow up in all respects through the product in that when which. that is a good principle across the board, but it was specified, and we