i just want to tell -- mention another thing or two about john costinen's service prior to coming on board in the last decade to help us in the public sector. prior to serving on the freddie mac board, mr. costinen served as president of the u.s. soccer foundation for 2004-2008. he also previously served as deputy mayor of the district of columbia, the deputy director for management for the -- for the office of management and budget, and as chair of the president's council in 2000 on conversion. prior to entering government service, john costinen worked for 21 years for the palmieri company as vice president, president, c.e.o. and chairman, working and around turnarounds, he was a turnaround person, helping to turn around large failed enterprises. earlier in his career, he served as an administrative assistant and assistant to the deputy national director of the national advisory commission on civil disorders. he practiced law with the firm of gibson, dunn, and clark for david basellin, chief judge of the u.s. court of appeals for the district of columbia. and his -- bachelor's degree