john: thank you, chris, starlee, bob. starlee, bob. >>> next, my stupid bad rules.nnovative sonicare technology starlee, bob. >>> next, my stupid bad rules. with up to 27% more brush movements versus oral b. get healthier gums in 2 weeks guaranteed. innovation and you. philips sonicare. save when you buy the most loved rechargeable toothbrush brand in america. when you cook with incredible tokyo-stingredients...les. you make incredible meals. fresh ingredients, step-by-step recipies, delivered to your door for less than nine dollars a meal. get your first two meals free at blueapron.com/cook . . john: let's end the show with a couple of my experiences with bad rules, and one case, a rule discouraged me from doing the right thing. in another case, the rule encouraged me to do the wrong thing. first the wrong thing. years ago i built this beach house, that's younger me there. the house was on the edge of the atlantic ocean. a risky place to build but i build anyway because a federal program guaranteed my investment. >> protect your home with flood insurance. john: con

john: thank you, chris, starlee, bob. starlee, bob. >>> next, my stupid bad rules. my retirement. retiring retired tires. and i never get tired of it. are you entirely prepared to retire? plan your never tiring retiring retired tires retirement with e*trade. i'm in vests and as a vested investor in vests i invest with e*trade, where investors can investigate and invest in vests... or not in vests. sign up at etrade.com and get up to six hundred dollars. kennetthis afternoon closinfor auditions? what's on that piece of paper? oh, miss maroney, your forehead! should not be doing anything. i just had botox. i know exactly what's happening! ah! whoa! this is a bad streaming experience. "the girlie show" is a real fun lady show. (vo) don't let bad streaming ruin a good show. don't look at me! (vo) only verizon has the largest, most reliable 4g lte network. can your network say that? switch now, buy two samsung phones and get a free tv, plus up to $650 back. only on america's best network. and intellectual propertylines about bubeing stolen.g hacked that is cyber-crime. a

john: thank you, chris, starlee, bob. >>> next, my stupid bad rules. .n: let's end the show with a couple of my experiences with bad rules, and one case, a rule discouraged me from doing the right thing. in another case, the rule encouraged me to do the wrong thing. first the wrong thing. years ago i built this beach house, that's younger me there. the house was on the edge of the atlantic ocean. a risky place to build but i build anyway because a federal program guaranteed my investment. >> protect your home with flood insurance. john: congress created government flood insurance to help foolish people who don't buy private flood insurance, and lose their homes when the water rises, eventually a storm swept away my first floor but i didn't lose a penny. thanks. i never invited you there but you paid for my new first floor. john: and next year the whole house washed away, government flood insurance covered my loss. this is insane, wrong. government so eager to compensate people hurt by floods creates a program that encourages us to build on the edge of oc

john: thank you, chris, starlee, bob. >>> next, my stupid bad rules.ouraged me to build a house in a stupid place. no, only lawyers do that. so when you got rear-ended and needed a tow, your insurance company told you to look at page five on your policy. did it say "great news. you're covered!" on page five? no. it said, "blah blah, blah blah blah blah blah..." the liberty mutual app with coverage compass makes it easy to know what you're covered for and what you're not. see car insurance in a whole new light. liberty mutual insurance. ♪ it was always just a hobby. something you did for fun. until the day it became something much more. and that is why you invest. the best returns aren't just measured in dollars. td ameritrade. who don't have access thto basic banking,on people but that is changing. at temenos, with the microsoft cloud, we can enable a banker to travel to the most remote locations with nothing but a phone and a tablet. everywhere where there's a phone, you have a bank. now a person is able to start a business, and employ somebody for th