here's lynda baquero. will you do in it english? because i'm having trouble. >> we do try to help. this woman lives in monmouth county, but she often heads out on the water aboard the world's largest ships. she's done at least 40 cruises in her lifetime, including one pl seven relatives. when she's not in her port monmouth home, gina is on a cruise. >> we moved down here because of the ocean. i love being on the water. can't swim, but i love the water. >> reporter: she's traveled on dozens of cruises to the panama canal, alaska, hawaii. we were on -- >> we were on the ship from december 2015. cruise on that same ship almost a year in advance. this time an excursion through the caribbean. she booked passage on norwegian cruise line for eight people. then in april she purchased airline tickets on her own for all eight travelers. >> the flights were coming in at $325 a person, which is a great price. that's when i booked all the flights at that point. then two weeks later we gethe cancelled. never had a cruise cancel. maybe our itineraries change because of weather, which is acceptabl

here's lynda baquero. >> youul area easy pass is compatible with some toll systems. but the transponders don't work out west, which is where deborah planned to visit. the natural beauty of new mexico, that's what these three ladies planned to enjoy seeing during a summer road trip. >> she mapped out albuquerque for two days, santa fe for two day. >> reporter: she rented a car. she was surprised when she got her final bill. about $100 more than she expected. >> we finally got the bill. it came out to be $770. >> reporter: why? partly because of the fees and penalties on local toll roads. deborah admits she crossed several electronic tolls where there is no option to pay with cash. >> i have never heard of roads that had tolls you couldn't >> reporter: deborah saw a list of five tolls she crossed, most for $3 each. there's an administrative fee. >> i spoke to a supervisor who told me that i would be charged a $15 administrative fee. i said, okay. $15, that's fine. what no one told me was it was per toll. >> reporter: they have a program called plate pass. that covers t

. >> lynda baquero will talk about one type of insurance you may not know about. >> this is called terrorism risk insurance. what it is and how it's paid for has changed drastically since 9/11. terrorism insurance itself has existed long before 2001, but the size and scope of the ck insurance industry, which had to come up with a new way to conceptualize and price the risk of terrorism. the president forced the government to share the burden of those potential losses. under the law, insurance companies are required to offer terrorism insurance built into to their policies. >> the government had to step in it. >> damages up to 120 million are now to be covered by the insurance company first before the federal program kicks in. businesses do have a choice to opt out of terrorism insurance, but most go it considering the cost is usually about 1% to 2% of the policy. >>> we also have an important safety alert for you. hyundai and mitsubishi are hyundai is recalling elantras from the 2013 model year because the brake pedal stop can deteriorate. at the same time, mitsubishi is recalling some outla

. >> and i'm lynda baquero. prosecutors say there was one company that saw an opening to make money. >> the state's attorney general laid out the allegations, a 50-count indictment against an

better get baquero with some tips to keep you safe. here's lynda. >> reporter: being safe on the water is keep for pete and dangerously. >> you see a lot of people really not paying attention or they're just hot dogging it and going faster than they really should be. >> reporter: the coast guard and police are urging boaters and jet skiers to use caution and know what you're doing safely. >> before you get under way, you need to make sure you're familiar with whatever you're taking out, whether it be a small boat, a jet ski, a canoe. >> reporte in a boating accident. over july the fourth, a man died in a crash. both incidents remain under investigation. the coast guard's app has a list of required equipment and recommended equipment plus safety checks and tests. >> that's why we're out here trying to educate people. on that occasion where your boat breaks down, your electronics go you're actually located. >> reporter: another reminder, don't operate a boat unless you're sober. authorities say the most frequent contributing factor in boater deaths i

when a cruise line recommends particular stores at its ports of call and what do you do if here's lynda baquero. >> cruise lines will sometimes recommend certain retailers to their passengers, retailers they believe their customers can trust. a family took that to heart. harold of riverhead, long island, enjoys cruises and was excited to board "anthem of the seas" and do some throughout the caribbean. the shop is gold mine in jamaica where they bought this ring. >> it is an alexanderite. it is supposed to be very rare. they no longer get them in brazil. we were very taken by the ring itself. it turns color with the change of light. >> reporter: the ring came with this appraisal from a european to 15,000. >> we thought we were getting a good buy. plus he sold it to us with an certificate, which was an appraisal of the ring. >> reporter: the couple began second guessing the value when another shopkeeper in jamaica raised questions. >> she came up with an appraisal of $5,225. >> reporter: what was your reaction at that point? >> i was >> reporter: she contacted royal caribbean. >> because it was a

lynda baquero is next. i had that dream again -- that i was on the icelandic game show. and everyone knows me for discounts, like safe driver and paperless billing. but nobody knows the box behind the discounts. oh, it's like my father always told me -- "put that down. that's expensive." of course i save people an average of nearly $600, i'm allergic to wasabi. well, i feel better. it's been five minutes. talk about progress. [ chuckles ] >>> as promised, we have an update on president obama's news conference which is ongoing at the pentagon. the president started with an isis. the president spoke about an apparent shift in tactic to isis. some of the high-profile incidents targeting tourists. he pledged to continue to dismantle the-up's leadership. he addressed a wide range of topics, including donald trump expressing fears of a rigged election. >> if mr. trump is up 10 or 15 points on election day and ends up si raise some questions. that doesn't seem to be the case at the moment. >> the president called on congress to take action and fund the fight against zika. >> to

lynda baquero, news 4 new york. >>> a mumps outbreak here in our area. more and more cases of the dangerous viral infection are popping up in one particular area. we're going to tell you where and what you need to do to protect your fa >>> coming up, new york is also stepping up the fight against zika. what's being done to protect you from the virus. >>> plus, a new kind of delay for new jersey commuters. 4 investigates why dozens of brand-new buses are being kept off the roads. >>> plus, the i-team uncovered a million dollars owed to victims of crime. so why aren't they getting that money? those stories and much more when >>> there was an outbreak of the mumps on long island and it appears to be a new strain of the doesn't react to the vaccine. greg cergol with more on how nassau county officials are reacting. >> reporter: nassau health officials say all the mumps cases have been here in the long beach area. four confirmed cases and 14 suspected ones. and some of them linked to a changing form of the virus. several mumps cases ended up at this long beac

. >> and i'm lynda baquero. prosecutors say there was one company that saw an opening to make money. >> the state's attorney general laid out the allegations, a 50-count indictment against an they tried to scam the federal flood insurance program. greg cergol has the details. >> reporter: behind me is a sandy damaged home that has yet to be rebuilt. it's obvious that the scars from this storm remain raw for some almost four years later, and one long beach resident told me today what this engineering firm and its former employee are accused of doing really adds insult to injury to every sandy victim. today on charges that he and his former employer high-rise engineering ripped off sandy victims. they altered engineering reports that were done on sandy damaged homes, and those altered documents resulted in smaller payouts from the national flood insurance program. now the attorney general doesn't say how many sandy victims were entered not guilty pleas to that 50-count indictment. sandy victims say all of this cau

. >> lynda baquero explains in thisee ? billie jean is not my lover ? ? she's just a girl who thinks that i am the one ? ? but the kid is not my son ? >> that's fantastic, isn't it? sean rodriguez along with john tribute to the king of pop. the music producer is here to explain. it's fantastic. it's a latin version of michael jackson songs, latin arrangement. how did the idea come about? >> well, this actually came about about five years ago a year after michael jackson passed away. i was always a michael jackson fan. i got the opportunity -- i lived in miami -- i still live in miami but they called me to do this show and they wanted to celebrate michael jackson's life and have me play the song why do you want me to play it? they were like, figure it out. i thought since i love michael jackson so much, why don't i create an arrangement that could be with the essence of michael jackson but with my roots, with the salsa flavor. the people loved it. that sparked the idea. i thought maybe i should do a whole album. then five years later, like, you know, throu

in the newsroom, lynda baquero, news 4 new york. >> to get in touch with our consumer investigative team, logon to nbcnewyork.com/gethelp or call them at 1-866-news-244. everybody who reaches out will center. >>> still to come, no english? no problem. the city dropping its language requirement for cab drivers. we'll tell you why. >>> and thousands waiting for aid in louisiana where historic flooding has swamped entire cities. we'll have an update on the >>> to sports. the yankees on the west coast taking on the los angeles angels. sanchez crushes one off to left field. a solo homer to put the yankees up 1-0. still in the first, two on for brian mccann. it's a ground ball sent to right field. both runs score. the yankees win their second straight game in anaheim 5-1. pat? >> yes. they also got a win on the west coast. >> that's fantastic. >> you like when i do sports. >> i love it. just so sporty. for that and more, here's john chandler with your sunday sports. >> good morning. terry collins is relieved to have yoenis cespedes back in the lineup. wouldn't you be? nothing against anyone el

baquero. we'll tell you how lynda solved >>> it is an extraordinary and in a deadly illness. >> doctors say 16-year-old sebastian has survived an attack by a deadly ameba. doctors credit quick treatment soon after sebastian was infected. >> he got everything within four hours. he got cooled, all medication. >> we are so thankful that god has given us the miracle through this medical hospital. >> according to the centers for disease control, there are only four people known to have survived this ameba infection out of 138 who have contracted it. >>> beer and wine the only alcoholic beverages allowed at on campus parties at stanford with the exception of events hosted by the graduate student organizations. shots of any kind are banned across the board along with stanford says this is all an effort to reduce high volume consumption. >>> being on the roads is more dangerous than ever. that's according to a new national safety council study. traffic fatalities are up 9% in the first half last year. that's compared to the same period last year. the report says many factors are contributing to the ri