with thengle is here story. what is going on here? >> let's figure this one out.he best-performing bank in china surrounds beijing. it is one of china's five worst-performing provincial isnomies and its home-base known more for the earthquake 40 years ago last month that killed 200,000 people. today, it is looking like a ghost town with half-built buildings. steel plants have laid off tens of thousands of workers. lendermall, medium-sized has recorded the fastest growth of china's 156 financial institutions and the lowest level of bad loans. go figure. the ratio at the bank, just .06 %. 436% in the past couple of years and assets have soared almost 400% since the beginning of 2014. how have they done it? it is largely driven by shadow lending. a ubs analyst said traditional lending makes up less than a quarter of the bank assets and just a marginal proportion of credit risks. many small lenders in china are offering these off-loan book vehicles like wealth management products to boost lending without facing requirements to bolster capital. it is a way to get aroun