scarlet: i want to be here about the backups in nields.ontinued it probably reassessment of earning prospects for u.s. companies. covering at low levels. i think some sort of backup makes sense. we have been settling into the 1% range so i don't think that is out of line, i don't think that will change much next year. what you are seeing now -- do not get me wrong -- this was a big move. couldt the equity market trade lower on virtually nothing, just pure noise, maybe 7% lower. this is a noise day. this is a day investors cannot think to themselves that something seriously is changing. this is the type of day where you have to say i have a plan and i need to step in and put money to work whether it is that 2015 area or the some other area you are watching ist selloff opportunities something to buy in and we have outside this stick with the bull market. matt: the one sector that relatively of divorce today was banks. i'm looking at the s&p banks which has been rising. and the blue line. as we have this fever curve, we are seeing banks outpe