tools and hardware inventivized at that point and gift cards. you might see a $40 gift card for $40, or save 20% on larger increments. you see this across retailers and restaurants too. >> what about buying a car? we we see commercials with the big read bd bow. >> there's plenty of inventory and across a broad range of categories from suvs to trucks to the sedans to electric and hybrids and gas prices. gas buddy estimated they'll go below $2 soon. that's good for consumers but that doesn't sell these cars. i would try late december, 26, 27, 28, go in, haggle away. >> what are some of those aggregators to help people find these deals? >> fat wallet has teamed up with bf ads.net. this is good for this holiday season. it's become extremely following the sales. who's got what at what price points. they've joined forces to help you figure this out. you can buy directly from the bf ads.net a a pp. this season is so confusing we've got some downloading to do and some shopping. thank you so much. happy holidays. >>> up next "on the money," a look at the

fu, in your testimony you recommended we should inventivize biltd-in security. what type of incentives to you believe would be effective to prevent the risks that you've outlined? >> i think it all kamz down to accountability, whether it be economic accountability or liability. right now there just isn't any kind of tangible cause to manufacturer to deploy something with security and no benefit this they deploy something with good security. >> thank you, i want you to answer with yes or no, a wide range of products, would it be feasible to create one set of standards for all iot devices? >> yes. >> no. >> no. >> in the alternative, the federal government could establish minimum security standards for iot devices and direct the relevant agencies to provide additional sector specific requirements. would that be feasible, yes or no, please? >> i'm sorry, i missed the question. >> well since there's a wide range of products, might be feasible to ask different agencies apply specific standards to those devices would that be feasible? >> absolutely, it would allow to