here to help us minimize the risk is judah zakalik. good morning, sir. >> how you doing? >> i think this is very interesting that there are more accidents in december. it den surprise me because i notice an increase in traffic the roads. >> yeah, holiday craziness. >> holiday cha like we were talking about, more people on the road, more people speeding around, and that's the causing the problem. people are distracted. >> i think most people when they think of getting into a car accident they assume it's on the road, changing lanes, but parking lots are crazy, overcrowded, people are hassles, honking, trying to get that -- cut somebody off, and probably more accidents in parking lots than any other time of year. >> like 20% of accidents right now are parking lots. about an accident in the parking lot if there's a good part about an accident they're normally low speed, so probably less damages. so that is very good. and some of the things that may change in the parking lot scenario you're on private represent about. people need to understand the difference in legality there