. >> when sawyer college in cleveland suddenly closed its doors it left shamika ferguson without a doubt. >> you go to school and take out these loans. you are not getting jobs in the field you went to school for. >> no job as a medical assistant and no money in the bank. saddled with a government loan she may never be able to pay back. don't want to add more debt. >> frustrated and alone it totaled $1.3 trillion. credit cards and auto loan debt. >> i wanted the american dream. that dream meant taking the path of a college education. at 30 years ole -- 30 years old road of life hit college debt. has derailed danielle's plans. >> i will never get married or buy a house or buy a new car or any of that stuff. it is out of the picture. kids, all of that. why would i do that to my children? >> they head up student loan justice.org. >> there are people who have been forced off the grid. they are marginalized into second class citizenry because of their government loans. problems identifying each school's repayment rate and the percentage of students who succeed in paying loans back. >> we ask