it was far too got located, there were far too many different sorts of payments, moreally, those who earned found themselves with less money in their pockets. off ony able were better benefits. that is not the system that we want. what we want is universal credit, which is simpler and more straightforward, and makes sure that work always pays. i wonder which planet the prime minister is on. the citizens advice bureau describes universal credit as "a disaster waiting to happen." based on assisting tens of debt,nds of payments with housing associations report an increase of up to 50% in either action of tenants with right arrears due to universal credit. can the prime minister and the dwp wake up to reality and hope this process? -- halt this process? theresa may: we have good reason for changing this system. been -- we have been listening to concerns raised in relation to the way in which your credit has operated. changes have been made, performance has improved. at the beginning of this year, only 55% of people were getting their first payment on time. that is more than 80% now. ther