nina trentmann from the wall street journaljoins me now. to the to with, shall we?n astonishing story in terms of figures from the daily telegraph about the amount of money that the nhs does pay—out in compensation and where it is taking it. yeah, rather extraordinary claims in the daily telegraph that if the nhs had to pay out all current claims, it would amount to billions of pounds, which is up from the amount paid out in 2015. this comes on the back of a change in the law and there are a number of groups, the nhs confederation, the british medical foundation, and the academy of medical colleges is saying we need to be further changes to that law in order to make sure that these pay—outs are restricted and that there is a on these. interestingly, 37% pay—outs go to lawyers, which i thought was something was high. which they probably think should be much higher. it is the huge amount of money, isn't it? i thought it was interesting that because of the drop in interest rates, that has to be taken into in interest rates, that has to be ta ken into account in interes

nina trentmann from the wall streetjournaljoy smith. iphone sales are down. it is not all rosy.reetjournal joins sales have been down 1%. —— wall streetjournaljoins me. sales have been down 1%. —— wall streetjournal joins me. apple sales have been down 1%. —— wall streetjournaljoins me. apple are still competing relatively well. the average sale price has risen, which suggests that apple is selling less phones but making more money on the phones. the question is for 2018 onwards were the sales will keep stable, and whether apple will be to generate more revenue out of every single iphone user. apple has said that there user base has gone to 1.3 billion. it is interesting to see the company is trying in the end not just to say that they are a vendor of products covered also greeting a community of services like apple music and other things that people can then buy subscriptions, cracking ongoing revenue for the company. you can talk about it and say, you know, we have this number of devices out there that are apple, and people need servicing in many different ways, but of course,