kate gill lard, american physical therapy association. what do you think the impact will be in states that have expanded medicaid, maybe transition some of that population into the private market and now are rolling it back? i'm thinking arkansas and new hampshire in particular have private options for their medicaid expansion population are now kind of backtracking, if that will affect the overall risk pool for good or for bad, just what your thoughts are. thanks. >> i'm not an actuary and so take this for what it's worth, but i think there's some evidence that the population in many states between 100 and 138% of the federal poverty line which i think is what you're talking about where they are currently in medicaid and there's talk about shifting them to the private marketplace, i think there's some evidence that just generally a sicker population and so it could have a negative impact on the marketplace risk pool, but, you know, i think each of those states is going to need to do their own actuarial analyses and figure that out and th