mr. perlstein is indicating that is how it works. guest: that is not how it works. but you see signs right now that things are frothy right now and the value of those stocks or bonds, there is a good indication that things have risen higher than their general economic value. if you have a lot of your money in cash, in a savings account, that is probably good to have a lot of it there now. it is very difficult to time markets. people who are professionals cannot time the markets. we can look at when markets looked pretty frothy. they show signs of that now. bonds too.s to that is the trading value of bonds. if you are willing to hold the bonds until it matures, that is fine. when the market has a correction, the value, the trading value of those bonds will go down, and your monthly statement will say you have less money. if you are willing to hold the bond until it is due, you will get your money back in all likelihood, and you will get your interest every year along the way. the trading value and the value on your statement every month will look like it went down. i

mr. perlstein is indicating that is how it works. guest: that is not how it works.ut you see signs right now that things are frothy right now and the value of those stocks or bonds, there is a good indication that things have risen higher than their general economic value. if you have a lot of your money in cash, in a savings account, that is probably good to have a lot of it there now. it is very difficult to time markets. people who are professionals cannot time the markets. we can look at when markets looked pretty frothy. they show signs of that now. bonds too.s to that is the trading value of bonds. if you are willing to hold the bonds until it matures, that is fine. when the market has a correction, the value, the trading value of those bonds will go down, and your monthly statement will say you have less money. if you are willing to hold the bond until it is due, you will get your money back in all likelihood, and you will get your interest every year along the way. the trading value and the value on your statement every month will look like it went down. if