correspondent allen tilton who is standing by for us in moscow. the government in russia spending billions of taxpayer rubles to keep the banks afloat how big of a problem is that. well financial instability is something that were seen in all fronts here in russia now as we heard there in that report some one hundred fifty banks are actually estimated to be facing insolvency and a lot of the complaints we're hearing from both investors and also financial experts is that the government stimulus in order to help these banks isn't really being doled out by free using free market principles rather it's based on political interests a lot of people are complaining that they're instead focusing on banks that are close to life say the the arms industry as opposed to a lot of the banks that some of these small and medium companies depend on the net result is that in a lot of the regions outside of the major of metropolitan areas outside of moscow and st petersburg many of these small independent companies don't really have access to the financial markets t