jeremy stretch from cibc world markets joins us again.king about the financial crisis in 2008 and the impact it had on young people. apparently according to reports, anyone who entered the workplace around that period is still suffering from the consequences in terms of wages, job opportunities, and they are called the crisis cohort. do you know anyone affected by this? not personally but i understand the issues in play because if you are coming out of university at that time, yourjob prospects will be compromised in then you face more competition as you go forward and as the report says, if you trade down to get a job to try to get into employment land, the risk is you are compromised and cannot get back to the level of standards expected when graduated. it is a problem but not just this generation. going back to the early 1990s when we have the recession in 91, it was a similar story and debate at that time. for this generation it is tough, we are more than ten years on and they are feeling the impact. as for young people it affects the