chris terrazano has six years experience and. >> could you stand up? >> chris, come up in case the board wants to interrogate you. just come up here. chris has six years experience. a undergraduate degree from the university of georgia. we are beefing up the football team. he is a cfa charter holder. gegiatta is helping us. very credentialed education experience already. currentlien control rolled in the mba program at uc and expects to graduate next year. >> is she here? >> she is an intern, not a full-time employee. tiffany and chris. feel free to introduce yourselves if you would like. >> thank you. i am excited to join the team here on the real essets team working with chris and ed. i have been working for about six years now in the bay. you grew up in atlanta. i have been here for a few years. i love it. excited to be here and looking forward to contributing as much as i can. >> thank you. tiffany. >> thank you for the introduction. i am mostly working with anna asset allocation and risk. i graduated from berkeley and did my under grad at berkeley