the ppo and the xps. -- kpsa. on page 3, unlike last year, where we saw decreases in both plans, we're seeing pretty significant increases for 2020. so on the surface, you know, you would say, what is happening with this wild swing in renewals from one year to the next? that is another reason we wanted to put this document together before we dive into each individual plan and i'll talk about that here on the next page. so page 4 for the kaiser permanente plan, the kpsa medicare plan, so every year at this time when we present the rates in june, kpsa is still months away from receiving their final funding information from the federal government. specifically the centers for medicare and medicaid services. cms. we'll talk about cms in the presentations. there is funding that comes in from cms to support medicare retirees in the advantage plans and then the remaining rate is what cascaded to sfhss and guides contribution splits between employers and members. so last year, the reconciliation worked quite favorably for

we're going to present the kpsa fully retiree rates fort 2020 plan year. page 2, outlines the recommendation that i'll talk you through in this document. that we recommend adoption of the rate cards, display them as material that are based on the rate of $365.76 per member per month. which would be a 12.2% increase from 2019. this does include provision for a new recommended transportation benefit rider that i'll talk through shortly. so i know that our representative from kaiser permanente talked through the cms reconciliation process. this illustrates the transition of the 2019 rate, $325.89 per member per month to the $365.76 and all of the elements that play into that. i will note that of the increase, only 2% is underwriting trends. so underlying experience of the plan is increasing only at 2% rate, very favorable to national trends. the other elements of the increase are due to the reconciliation adjustments and the $2.75 for the recommended transportation benefit rider. >> president breslin: do we have data on how this transportation benefit was use