we still have with us jim polson . retail is critical. it's a little less than what we hoped for.aker. i think there was some expectation that we would week the amazon, mainly in july.es event we have consumer confidence may be affecting it. but i would say all in all this is not a bad number, particularly after the strong july results. this is a number that does not necessarily accelerate the movement in bond yields to the upside, but maintains it. maybe it is just about right for a fed cut. any less, maybe would increase pressure. fed continue to hold up this economy? i think so. job creation maintains at a healthy clip and more important, real wages continue to climb at a robust level. trend, the at the income trend is good. i think they will continue to be a sizable force. ok, jim, thank you. headlines just crossed. error grass is closing. it blames central bank policies. there was a report on bloomberg yesterday where some from credit sweeties said we will see -- ditdit space -- cre see hedge we will funds shutter. the retail industry is going to fundamental changes and brick