the access to credit is part of the mission of the bureau. comes into play in dodd frank under innovation in particular, facilitating innovation and access. it is an important part of what we do. we do have to be thoughtful and judicious and deliberate in our rule making activities to consider the implications on access to credit. the actions that we take, and there are a number of areas where we are being thoughtful about that. i would highlight the innovation policies because that clearly is an area where we are seeking more innovation from the industry, from financial technology companie,s from others who have ideas about how we can reach those underbanked and unbanked individuals in our society and bring them into financial services that are going to help them build their financial well-being. and so that opportunity is something that we've had symposia on. we're engaged in that and look forward to them coming forward to talk to us about how they can do that. senator crapo: thank you. i guess we've talked about this, but would you highlig

i further, the bureau's bureau's actions in fiscal year 2019 2resulted in an order for requiring a total boater of over $770 million in consumer relief. nearly relief. nearly $186 million in civil money penalties. i note the figures not as a measure of the commitment but to underscore the fact that the bureau continues to appropriately utilize it's an pertinent tool. third, we continue to a culture of compliance through our supervisory tool and empower consumers through education. earlier this year we launched an initiative start small, save up to help bear americans to handle an unexpected potential event. as part of this initiative we released the new savings booklet to help individuals create the path to reach their savings goals. we are looking at other innovative ways to move the on savings in america. for example the bureau partnered with h&r block to study savings and tax refunds.ck the study show that encouragement for a simple email or small incentive increase the consumer's likelihood of saving a portion of their tax refunds. it also found that one in five consumers to manage o

is it the case that examiners inside the bureau are isn't is it the case that examis inside the bureau are being told by supervisor at a a higher lel not to include positive information in their reviews and their examinationon report? >> i am not aware of any specific instances of that. i cannc tell you it would be contrary to my direction. we have empowered the frontline examiners to conduct exams in accord with their training and that would include certainly a factual providing what have -- what they saw and observe, positive or negative, that is something i absolutely expect. if you specifics on this and take a timeframe, i would absolutely like to pursue it. >> so it is your direction that your examiners are out on the front line of thero company shod include positive information and reports as old? >> it is important that they actually report on their own observations and information that they have observed. >> what is the bureaus policy on non-systemic self-identified problems that are also been corrected through self corrective action? >> that is something i am encouraging. agai

you also could have strengthened the bureau's enforce. of fair lending laws that returned hundreds of millions of collars to victims of discrimination and agencies -- in the agency's first seven years. instead you continued president trump's attacks on fair lending laws. in fact, instead of proteching consumers, you dismantled the bureau's office of fair lend, you put a trump political appointee with a history of racist and sexist writings, and we've spoken about those in this committee before, in charge of fair lending. you're trying to repeal a 2015 rule that required lenders to report basic loan information to ensheer they are -- ensure they are not discriminating. as a result since you took over, the bureau has not brought a single case against a company for discriminatory lending practices. not one single case against a company for discriminatory lending practices. last i checked, discrimination hasn't ended in this country in trump's america. you and the trump administration, you have turned your backs on student loan borrowers. the

bureaus and our posts. we do currently within the state from its structure have regional public diplomacy offices that are the first point of contact, the liaison, with our post. what we hope to do to this matter and as we continue to work closely with our partners in the department is to make sure we are the best partner and collaborator for our regional bureaus and our posts. >> all the way in the back. >> my name is jeffrey simmons and a mysterious student. my question -- i have two questions. how much of the merger will impact the daily lives of officers and you mentioned it's been open for three months so what have been some of the challenges you have experienced and how did you address them? >> thank you. that's a good one. the impact on folks within iip and different parts of the family here domestically had quite a impact that it meant they were being reorganized and individuals are being reorganized into a new structure and tapping different skill sets and doing slightly different work working for

>> the bureau of education and cultural affairs. and the global public affairs, and they sit in that narrowly focused goal. to think about where would these really good functions, great public diplomacy tools, wherewith they fit best? the conversation was thinking about the bureau of education and cultural affairs and absolutely yes. for example speakers program was moved to the bureau of cultural affairs and we are happy to have your support with these programs. other programs were moved to other parts of the program and the resource office, we looked at it holistic lee. >> how you see that is not the undersecretary. do we need one? how does it evolve? >> yeah. the acting undersecretary, as we talked about earlier it depends on the world, when we are collaborating with folks, and public affairs and public diplomacy's, they focused on countering this information so a strong set of public tools right now. and doing our jobs most effectively. >> let's go back. >> thank you. the new director of the german information center. we went fo

we didn't want to design a bureau just for 2019. this isn't about moving boxes around on an organizational chart, or adding capacity that would only work in the short term. we were looking for a structure that would make sense five years, 10 years down the line into the future, and that means having written into our structure and the way we work a focus on exploring new platforms, new technologies, best practices. technology, but also the in-person connections and relationship building. we tried to create a bureau that would attract diverse talent and ensure that we are relevant in the years to come. with these three goals in mind, integrated, agile, future-proofed, and a focus on encouraging a culture of learning and development in the new bureau, we believe we will deliver on those effective communication tools, that we will effectively communicate policy and american values for many secretaries of state. thank you. [applause] >> ok. hi. good morning. i'm the principal deputy assistant secretary, bureau of educational and cultural

into the eca bureau. a lot of thought went into that. we incorporated the office of american spaces which supports american spaces around the world. cultural centers and so forth. that office is much more closely link ed with offices like fullbright, english language program, global education programs and i think we see grater efficiencies in that merger. i'd also like to mention evaluation and monitoring. we have our own division within eca, the goal is to capture the long-term impact of eca programs as well as do rapid assessments op the effectiveness of programs. using these tool, we're constantly refining and improving our programs so those three, alumni, evergreen and efficient evaluation are three key factors of eca as we approach doing public diplomacy 21st century. with that, over to chris. >> thanks, matt. the global engagement center is really focused on one of the key challenges of our time and that's to expose and counter state and nonstate sponsored prop gaganda. specifically tharks propagand

ok. >> yes, the city through the entity of the bureau. >> ok. >> yep. >> i have a question. how did they notify you they refused to pay? did they send you something in writing? >> it didn't come to us it came to the bureau of delinquent revenue and i don't know in what terms they would have communicated their refuse a i can find out if you want to know. >> i'm just interested. what about the promise to pay? >> well, it looks like they promise today pay bit end of today. my guess is that most of these things are negotiated pretty informally. when the bureau can make contact with debtors by phone or by e-mail, that is how they like to do it because it's the most efficient and the least administrative overhead for them. so my guess would be that that democratic club probably got an e-mail from the tax attorney over there and wrote back saying ok we understand what is going on here and we grow to pay it and informally they agreed on a deadline. that's my guess. i can follow-up with my contacts and get you more specific information. >> coming back to the question about whether th

from the bureau of educational cultural affairs at the state department.with that critical element of the people to people exchanges as the secretary was saying in the increasingly digital world with real-world interaction and people to people interaction and trying to split people apart and then to bring people back together to establishto relationships and to build human networks in the united states and overseas president trumps national security strategy is very clear to create the networks of current political civil society of educational leaders i would like to highlight three elements first they are effective with those alumni around the world and in fact the assistant secretary is in thailand today for a meeting of the young southeast asia initiative program bringing leaders from all over southeast asia to work together and to talk about the future. second, and then adaptable with the new threats and priorities and we are optimizing our resources looking at cost efficient virtual exchanges and how that can assist in other operations with the merger

much more to come on this and other issues as we broadcast from the missouri farm bureau offices here in jefferson city missouri stay with us it's half time on average. interestingly my wife and i had made a plan for we settle we put on a piece of paper what our dream of a farm was. after a long search i will show this. match. so that's why we're here. we lived our lives here pretty much you know or happy lee we raised our family we raised our kids we felt very comfortable here. we didn't feel threatened at all you know and i mean i would have never at that time suggested to you that clean air was a vital important thing in my life. they were going to raise hogs ok and at the time i did not know how many hogs they were going to raise and it turned out that now they raise $80000.00 hogs and 3 miles north of. the farmland foods facility in milan missouri. is owned by smithfield foods the largest hog and pork processor in the world with revenues exceeding $13000000000.00 in 2013. the operation north of me is called green hills. there isn't a single pig in there that ever seen as the gree

remember that provision about the bureau of prisons? that was a specific statutory authorization for hiring officers in the context of the bureau of prisons. right? there's no such provision authorizing hiring of officers outside that. now arguments along the lines that i have just outlined have recently been advanced in court, not by me, i'm not a practicing lawyer. in litigation challenging the special counsel's authority. usually trying to quash subpoenas. the issue actually reached the d.c. circuit court of appeals last year and i'm going to give you the entire discussion of that court about the attorney general's statutory authority to hire special counsel. because binding precedent establishes that congress has by law vested authority in the attorney general to appoint the special counsel this court has no need to go further to identify the specific sources of this authority. as justice gorsuch said last year in a different different context, yes. that's it. so what is this binding precedent that is so overwhelmingly powerful that

you've done a lot of archival research and you just mentioned that the pilot bureau and the documents. i'm curious as i spent some time i felt looking at our own classification system and it is and byzantine to say the least, was it prudent that they decide okay we can take the lid off some of the stuff, was there a wall and a certain number of years past, how was it that you are able to access this? >> i a >> i am not sure about putin but under boris yeltsin right after the corruption of the union i remember having teachers at the university people being able to speak and read russian who rushed to moscow and they were the first ones to look at all these archives cause of the source of having the book were actually even kremlin archives translated into english and these archives are actually in the united states from george washington university they have a whole department of dealing with the soviet archives so i was lucky enough to work with that and the reagan presidential library where all of the white house and department archives are. so, it was interesting to compare and it's

the colorado farm bureau. we'll be talking about that more over the next several months. but congratulations on this very historic anniversary, and thank you so much for joining this tour and making it happen once again. as members of congress, all of us are used to discussing policy topics, but keeping farming and ranching at the forefront, keeping rural america at the forefront of those discussions is critically important, because we need to focus specifically on those issues facing our farming and ranching communities. in colorado, the agriculture community accounts for more than 170,000 jobs and is responsible for more than $40 billion in economic activity. it's one of the largest economic drivers in our state, a state that is, has been transformed by energy jobs and high-tech aerospace jobs, agriculture remains one of the highest job sectors in the state. but even though it's so vital to our state, we know how much of a struggle it has been in agriculture over the last several years. according to the depa

i just knew i didn't want that bureau. so theon first bureau chief to institute working hours, paid days off, vacation after a car bombing to bring in a masseus masseuse, i really try to be attuned to the fact that the local staff they keep us alive they know the stories better and so if you don't appreciate tha that, it's not only a decent thing to do but trying to build a working newsroom so yes to play into that but if i have a flack vest and everybody does. but nobody does. if my byline is on the story then you have that co- byline with me. that is something i'm very glad to see changing in the c industry and building up that kind of culture to more incredible distribution of credit. >> and taking many steps backward so can you tell us how you became a journalist in terms of the ambitions you initially have? and then going back and forth so i just remember my dad to say oh look clearly he did not see this for the government. going to journalism school i thought it didn't actually have to be that way coming into contact

issued its cfpb report which outlines the bureau's work between september 201 an march 2019 including rule makings and supervisor activities. mr. c:

but enormous amount of frustration we have from one of our bens bureaus -- intelligence bureaus that is not complying with ream oversight from congress. i want to commend mrs. maloney for the work she's put in this legislation and do i wish we could come into terms on the details and finer points of this bill. recognize mr.o pl barr for three minutes. the chair: the gentleman from kentucky mr. barr for three minutes. mr. barr: i rise today in opposition to h.r. 2513, the corporate transparency act. do i so regrettably. while i agree with the objective of the bill to help law enforcement crack down on the financing of illegal operations, this bill's solution places undo burdens on small businesses and presents unacceptable due process concerns for millions of small business owners whose sensitive personally identifiable information will be collected and stored in a new federal database accessible without a warrant or federal subpoena. i want to thank my friend the sponsor of this bill for her good faith attempt to streamline beneficial ownership reporting, and i agree with her we need

i want to say that in the privatization of the bureau that is another important part of your book.the daily mail did a publishing but you articulate your criticism of the stewardship of the bureau and the problems that you describe in the book. >> i started the book talking about the immediate action after 9/11 and you might remember the agent in minneapolis that ultimatelbutultimately wrote a t was made public that laid out a lot of the evidence it's hard to go back in time and remembered how this happened. the bush administration was resistant to the failure and the information wasn't coming out and what we are being presented with from the indigents community is such a biological attack somehow the operatives were in the united states and able to do all this without communicating with any federal government that he knew of and we need t these grand tools when in fact everyon every one in thi especially in minneapolis knew that there were cases that were getting a clue and there wasn't a very clear picture but it was certainly clear that it was an information management problem a

the sun committee has oversight committee over the nea bureau and middle east bureau budgets. i hope the hearing today can help us get better understanding of the administration strategy and a clearer articulatation of u.s. policy in the middle east and how we are allocating resources to accomplish object he was in the region. i'm grateful to the witnesses for appearing. and with that i will turn it over to eng raying member wilson for his opening statement. >> thank you, chairman ted deutch for calling this hearing and examining the trump administration policy object he was for the turbulent middle east. we appreciate our distinguished witnesses, assistant secretary david schenker and assistant administrator michael harvey for extraordinary service and for their testimony before the committee today. formulating u.s. policy is not easy. but letting alone the crafting of policy of so many complexities in a region like the middle east with centuries of conflict but our two witnesses surely have their jobs out out for them and we thank them for their positive efforts. indeed the

. >>> new figures so the average commute nationwide is longer than ever, the us census bureau says the average american commute included 27 minutes one way 2018, that is a two-minute increase from 2009. it may not sound like a lot but over the course of the year it adds up to 17 additional hours commuting. the shift is being driven by an increase in the number of workers with a long commute. about 8% of workers had a one- way commute of 60 minutes or more, last year nearly 10% had that long of a commute. research shows longer commutes are bad for workers, and employ

and then geo helps farmers like more bureau to convert their plantations in order to give an e.u. organic label for the cocoa production. just. one requirement is for example to use empty pods as fertilizers and to dry the bins on traditional but. it's made a big difference to my. life. before it was very difficult to make a living. but with organic cocoa prices are even better gone with conventional cocoa. as a result more of us family is much better off and so is the forest. all right let's try again with a. correspondent in. there you are you're covering this climate summit which kicked off an acro today how big a role does business play when it comes to fighting climate change there what business is doing is that the big corporations are investing in new technologies to stoplights especially farming. because some of these big corporations are feeling the effect for example those in their beverages for example unable to get enough a yield of fruits from their farms to produce to export and sort of realize a simpler time deeply a rule in dealing with the whole climate change iss

and then geo helps farmers like more bureau to convert their plantations in order to get an e.u. organic way ball for the cocoa production. it's just. one requirement is for example to use empty pods as fertilizers and to dry the beans on traditional banana leaf merchants. it's made a big difference to my life. before it was very difficult. to make a living. but with organic cocoa prices are even better than with conventional coke 000 of us on it. as a result more views family is much better off and so is the forest. the south african electricity company eskom holdings in post rolling power cuts again on wednesday the ailing utility blame to the cuts on maintenance problems eskom provides about 90 percent of the country's electricity power shortages have severely hampered production and africa's most industrialized economy the continuing outages could strip south africa off its last investment grade credit rating from moody's in its next assessment a week from now the government says it plans to restructure organize its debt by the end of the month. cuba is trying to counter the

let's go live now to washington bureau chief. thanks for being with us to tell us what do we know about this was a lower so the whistle blower has been described as an intelligence official we don't know his or her identity about as you said this appears to be someone with 1st hand knowledge of some of the other geisha instead were outlined in the original whistleblower complaint so that appears to be someone who can talk about directly at all that steve that relates to ukraine and to this phone call president trying had with the ukrainian president and that could be someone here who could undercut president strom's claim that the 1st whistle blower complaint was completely wrong. as i recall he was saying that this was 2nd hand knowledge for the 1st complaint but now we have somebody who has firsthand knowledge of how how do you think this will affect the trump inquiry going forward . well i think that's definitely backing up the argument against president strawman it's helping the democrats to build up their case and there are

abuse washington bureau chief alexander phenomena outlines what the vote means for the impeachment inquiry. the impeachment inquiry is entering a new phase now the american public will see for themselves what the facts are the votes today was crucial for the house democrats because they know that eventually they need to convince the american people that president trump abused his power it is a soul a moment's notice and the case for an equally or come forward the speaker of the house nancy pelosi stressed today adding that no one comes to congress to impeach the president of the united states unless as you put it it is necessary to protect the constitution however the vote along party lines proved once again how divided the congress and the american society is by rejecting the resolution the house republicans hold their ranks together and they use the vote to make political points to voters back at home by standing with the president who remains highly popular among his base the republicans so far have mainly criticized the process as unfair as a partisan attempt to destroy president trump

view washington bureau chief alexandra naaman sent us this is testament of sunday's events so there was still lower has been disquiet as an intelligence official we don't know his or her identity about as you said this appears to be someone with 1st hand knowledge of some of the allegations that were outlined in the original whistleblower complaint so that appears to be someone who can talk about direct. related to ukraine and to this phone call president trump had with the ukrainian president and that could be someone here who could undercut president strom's claim that the 1st whistle blower complaint was completely wrong and it's quite interesting and remarkable that normally you would see members of the trump administration on sunday morning talk shows but there was no one defending the president today however we also have to add that of course he thinks that he can do it the best way. there was you know as washington bureau chief alexander a phenomenon moving to hong kong now where pro-democracy lawmakers have suffered a setback in the territories high court the judge dismissed the

are going to get you the latest on this all important vote the washington bureau chief alexander phenomena is standing by alexandra a pivotal vote what happens now so now all of the impeachment inquiry is answering to totally new phase and in about 10 days there will be public hearings on capitol hill where both sides the democrats and republicans will be able to invite witnesses to question witnesses to ensure subpoenas and this is very important because then for the very 1st time the public the american people will be able to see for themselves what defects are and then eventually we may see a vote on the floor democrats are saying that to decision has not been made to now but it's unlikely that you are going to see a vote on the floor to impeach president on a trump well just ahead of the vote alexander the speaker of the house and nancy pelosi described the impeachment process as defending democracy let's take a listen to what she said exactly this constitution is the blueprint for our republic and not a monarchy but willingly have a president who says article 2 says i can do whatever

go to the bureau makes you to check.

we got details in many bureaus. not in these, so i do think that when you see the results that will start to come out from the matrix study, you will probably see a civilianization option in these bureaus. if there aren't, my office will certainly raise it again with the police department and make sure they are reviewed for civilianization. >> so you do need more information and you were not getting it? >> that is not the intention here. we know that there is still functions that need civilianization review. we are committed to working with the police department and being a second set of eyes on the information that comes from their expert consultant. and doing those tasks in advance of anything you have to look at for the next budget process. >> okay. hopefully you will get the details that you need to do the analysis so that in the next report it wouldn't be stating this. it is a little confusing. >> i understand. >> but thank you. if anybody else wants to wrap up and then i will wrap up after. >> i have a sidenot

it puts in place a practice by the bureau of land management. it takes out of production federal land. the lies need to stop about telling our navajo brothers and sisters that our allotees that this will hurt their access to those lands. that this will restrict access to those lands. as a matter of fact, mr. chairman, just to be thorough an amendment that i will offer later today will make it even more clear that this is only about taking b.l.m. land out of production. so, mr. chairman, with all the work that we have left to do with us, this is a piece of legislation supported by the new mexico delegation. something that based on the amendment that my colleague from arizona, mr. gosar, just offered, might understand. it's supported by myself, the representative from the district, congresswoman deb had a lapd. one of the first tuineiive american women elected to the congress. you heard the passion in her voice. she's carrying that weight of her ancestors on her shoulders as she debates the fight to protect this sacred land. u.s. senator martin he

by there facts provided census bureau and the bureau of labor. he is denying all about to score a few cheap political points. we should not be running on the pulpits of envy. we should be focusing on policies. guest: i think vice president biden is talking to things that resonate with a lot of people and the same kind of frustration that workers have felt over the last 30 or 40 years that got donald trump elected and donald trump did not deliver on his promises to working people. this is a real opportunity for the next president to make good on those promises, to make the tax code fair for working people and to make sure working people have the kind of tools they need to be able to organize and raise her voice and come together with their coworkers to bargain for their fair share of the wealth they create. host: let's see if we can get one more round of callers. let's go to thomas who was calling from texas on the independent line. caller: man, good morning, america. -- do youlease remember a mode of economics that was termed by mr. reagan? as fa