but flights by lufthansa's other airlines including euro wings, swiss, austrian and brussel airlineso india, because it has been three years since the contraband it has been three years since the contra band of it has been three years since the contraband of high—value currency notes and since then, it has been hit with an economic slowdown, resulting in the lowest growth rate in six years. he comes as many small businesses are still coping but also dealing with the introduction of a sales tax. we visited the netware industry in northern india. this is the worst he has seen in his 40 this is the worst he has seen in his a0 yea rs of this is the worst he has seen in his a0 years of making knitwear. a combination of factors, a slowing economy, competition from cheaper imports, and the lingering effects of the government's cash ban has altered his business. translation: employment has fallen by 30— a0%, the cash flow stopped and people we re the cash flow stopped and people were afraid of doing business. we we re were afraid of doing business. we were in direct competition with china bu

lufthansa said it's putting together a special flight plan.ers will be able to check flight status on their website. at least two flights out of sfo we checked are canceled today. >>> a lot more news ahead. it is 4:52. come try my really big chicken sandwich combo with two patties for $4.99, or three for $5.99, or four for $6.99. that's an amazing deal, jack! hey, thanks, stanley. ow. ...wait, what's happening? stanley! you're deflating! hold me, jack! only at jack in the box. mucinex cold & flu all-in-one. fights... oh no. no-no-no. did you really need the caps lock? mucinex cold and flu all-in-one. two breaded chicken patties plus fries and a drink for $4.99. three patties for $5.99. or even four for just $6.99. four patties? well, tickle my elbow! no thank you. try my really big chicken sandwich combos. starting at $4.99. >>> welcome back and a foggy start to the morning. this is a live look at fremont. cars on the road getting through there. mike and kari will have a look at the forecast new for you in just a bit. >>> 4:55 right now. bay a

one company in particular we're looking at is lufthansa, they are down after they announced plans of selling off their catering business. up at the top as i mentioned, miners having a good day today up more than 1% leading the charge for european sectors. household goods and luxury continue to rebound this line with the recovery we're seeing in the hong kong stock exchange as well. banks also having a bit of a rebound in today's trading so a lot of green on the board but what is interesting is despite the positivity in equities, also in fixed income the ten year treasury trading around 174, about four basis points lower than last friday. you would think with the u.s. stock market continuing to make record highs, that the fixed income space would also see a bit of selling pressure. not the case this time around. we're continue to see money flow in could be on concerns about inflation data worth bearing in mind that we have crucial spending numbers coming out of the u.s. later today. personal spending and the pce deflator ten year bunds also trading at around minus 35 basis points a si

it's feeling the impact of a to-day strike against lufthan lufthansa.r a pay dispute. 1,300 flights are canceled including flights between sfo, frankfurt and munich. the strike is affecting 4,000 passengers today. so far flights tomorrw are not impacted. lufthansa warns the strike could have a ripple effect for a few days. >>> air quality regulators say they're re-evaluating their response procedures after a storage tank fire last month in crockett. >> during this event i got a lot of emails from the board, why aren't you out there. you know. so, you know, we were too busy trying to communicate to the public and coordinate activities to explain roles. >> officials say smoke from nustar did not contain unusually high levels of toxins. air quality leaders say the incident is an opportunity to review their role and response during emergencies. the fire's cause is unknown. >>> visa is planning to move its global headquarters toleased a 13-story building. visa will redesign offices also in foster city. the campuses will be completed by 2024. >>> let's look a

from or to germany between now and friday but are brace yourself cabin crew at german flag carrier lufthansa are on a 2 day strike on thursday 700 out of 3000 planned flights were canceled another $600.00 are to be x. on friday in total 180000 passengers are expected to be hit by the walkout the strike is organized by the trade union that represents the cabin crew that wants higher spending and allowances for flight attendants as well as better access to regular employment for seasonal workers. this week marks 30 years since the fall of the berlin wall it paved the way towards german reunification and shaped the economic fortunes of the nation many towns on both sides of the 1400 kilometer border between east and west germany suffered years of neglect while the country was divided among them was bad harris felt located in the former west little was invested there until the iron curtain came down in 1989 since then many businesses there have embraced the opportunities offered by reunification. it's midnight and syllogistic center for $24.00 plus in bad hasnat is bouncing $750.00 tons of produ

the financial world among investors confidence in the company has returned significantly this year lufthansa shares has been one of the strong performing shares of the german dax index so obviously investors are not too concerned they see basically as a well positioned company in the heart of europe that has managed to stand relatively well through the competition against the no fails airlines and also competitors like ryanair have even worse problems with the union so seems to be the better choice on a bruising thank you. to south america with the violent protests in chile turmoil in bolivia and major political shifts in argentina and brazil the plight of another latin american country has somewhat shifted out of the spotlight but venezuela continues to struggle decades of political mismanagement u.s. sanctions and galloping inflation have made simply getting by a daily challenge nurses and medical staff are the latest to voice their opposition against socialist president nicolas maduro and his policies. and dozens of nurses and health care workers gathered in caracas to call for what they

and burning the further strikes for the time being the union held a 2 day strike last week forcing lufthansa to cancel hundreds of flights the 2 sides say recent talks have been quote constructive and show they can find a solution together. the agricultural industry is known for its powerful machinery like tractors threshers and shippers many of those machines have become symbols of farming but as with everything else technology this year to turn things around exhibitors at the world's largest agriculture technology fair agra technica are trying to prove that bigger is not always better. than. great thoughts like owners and dine i could soon be a pharmacy best friend. they can harvest so found extract weeds. or french startup nyota develop these that will help us. or came from the problem meeting we farmers because farmers was where complaining about playboy sure all which is more and more complex to find people to walk in the fall. when we have all these we say ok maybe we can alter my eyes some task. dyna is a vegetable farming very bought a camera records the plants growth and an algorith

talks aimed at ending the strike of lufthansa have been canceled at the last minute germany's biggest airline has been facing the largest strike in its history it will call back cabin crew forced thousands of flights consolations over several days tendons union better wages as well as improved conditions for temporary work. and that's it from me on the business team in berlin from all business check out all websites those dot com slash business and follow us on social media stay tuned for news that's up next right after this quick look at global markets. how is your view of the world. where i come from that all is that good to cisco it's just like this chinese fluids that's measure of where i am always reminds me of home after decades of living in germany china's food is one of the things i miss the most but that taking a step back i see things that lead to the difference for me now and. then of fluid suppressed as an articulation that exists the other part of the force haven't been implemented in china catch me if i'm not to china people wondering if they're going to take it but if i

planned arbitration talks aimed at ending the strike at lufthansa have been cancelled at the last minute germany's biggest airline has been facing the largest strike in its history. who forced thousands of flights cancellations over several days flight attendants union better wages as well as improved conditions for temporary work. and that's it from me on the business team here in berlin for more business figure out all websites those t w dot com slash business and to follow us on social media say 40 news that's up next right after this quick look at global markets. if it's big it's cool. the biggest chill the biggest aircraft the biggest the biggest car and so on. made in germany wants to find out what's behind this train. is always better. and how will this affect our natural. source made in germany. to. enter the conflict zone with tim sebastian faulks been challenging those in cars asking tough questions demanding ourselves. as come fix intensify i'll be meeting with key players on the ground in the sense as i'm. cutting through the rhetoric holding the prophets to account facts the

planned arbitration talks to help end the strike at lufthansa have been cancelled at the last minute germany's biggest airline has been facing the largest strike in its history but haven't proved. over several days unions demand better wages as well as improved conditions for temporary workers. and that's it for me and the business scene here africa with christine that is up next right after. the. clear position international perspectives. talking about africa and started with that. she's calling on german companies. we invest more there but do firms have enough trust to take the leap to economic us going in africa who really prime minister because if you 60 minutes on a d.w.i. like this you know i mean in your minutes i'm gone yes. most of the time what i'm going to miss you know what i'm on what an organizer i know what is a term. here because i see for sasuke quote i've only said but i caught going on what they're doing fronted. by the fact that. this is steve news after that coming up to the next 15 minutes the west african country of guinea-bissau is gearing up for a crucial ele

planned arbitration talks to help end the strike at lufthansa have been cancelled at the last minute germany's biggest airline has been facing the largest strike in its history a local but having proved. over several days unions demand better wages as well as improved conditions for temporary workers. and that's it for me and the business team here in berlin africa with christine is up next right after. the talk show. strong. clear positions from international perspective. every week we get to the point on our current topic. england. is committed. to do more to. do you don't know because of. this you know i mean in your manners and going. on in this unit i'm with what i'm organize you know i'm not going to sit there i'm . going to you. can only serve but i couric a number of the really fun to. this is africa coming up in the next 15 minutes the children forced into marriage we'll bring you the story of a child bride in nigeria who was locked up by her family after she refused to return to a husband. and zimbabwe's backstreet hurts doctors and nurses all striking so women are turning

cabin crew union u f o has called for a 2 day strike at lufthansa starting this thursday the union said all flights starting in germany will be affected the airline has condemned to the walkouts and is considering legal action to prevent it. apple has committed 2 and a half $1000000000.00 to tackle california's housing crisis the take john says it wants to help community members like teachers and firefighters to access of fordable are committed ation but critics say the problem of skyrocketing rents is one the company itself helped to create. welcome to california a place where some people's homes look like this. and other dwellings more like this but but this is it i had an essence of it which is more conducive to. homelessness for at least a discourse doing the good i try to be like it's not my business and i don't know in the past few years the states has in crisis has intensified the arrival of highly paid tech workers in the san francisco bay area in particular has led to fear spitting boards in cities a ready dealing with a shortage of homes. cupertino where apple is location it i

lufthansa canceling will 1,300 flights because of a planned strike by unions representing cabin crewart of a bitter dispute with the biggest airline about pay and the union's legal status. lufthansa says it's putting together a special flight plan and passengers will be able to check flight status on its website. at least two flights are canceled out of sfo today. >>> next a quick look at the top stories including a chicken recall, the alert this morning across the country including right here in california. >>> and this morning a definitely great story that's going to make you feel good. by now you're probably already seeing this kid friendly and inspiring take on a music star's hit song. if you haven't, we have it covered. that superstar is responding. we'll tell you all about it up next here on "today in the bay." don't miss the grand opening of the new floor & decor in milpitas. if you have never been to a floor & decor, you have to go to the grand opening. hardwoods, laminates, tile or stone. holy smokes, this place is huge! i'm on a budget and i was able to go to floor & decor,

happening now, lufthansa airlines is canceling around 1,300 flights today because of a planned strikey union representing cabin crew in germany. lufthansa says it's putting together a special flight plan and paser to check flight status on its website.f the big stories we're working on, a man who saved someone's life is honored, pulling him from a b.a.r.t. train at the last second. he was going to be hit. you'll hear from the survivor for the first time. plus -- >> people carry less and less cash every year. >> a lack of pocket change won't force you to be a grin this much year when you see a salvation army bell ringer. we'll explain the changes. >>> 5:56 and trending for you this morning people are lining up around the block at the home of singer chris brown. this is near l.a. the reason behind all of this is he's having a yard sale. and today is actually day two i'm sure people are hoping there'sdvertised this on media giving out his home address in the process attracting a ton of people. >> insane, to be honest. such a monumental experience. what other artist would do this. >> and

tens of thousands of lufthansa passengers face further disruption as a strike by cabin crew enters itsaround 600 on friday. the ufo flight attendants union has agreed to talks over the weekend in the dispute over pay and conditions — but says the strike will continue as planned until 2300 gmt on friday. that is it from me. plenty more coming up later on. let's return to the flooding here in the uk where more than a hundred flood warnings are in place across the north of england. the bbc‘s tom ingall is in south yorkshire. this is the river on behind me and it is well and truly burst it banks and flowing with some force through what should be a car park. it is the middle of the night and there is no—one around except for emergency services who have had a dizzy 18—20 hours. that is how long the rain has been falling heavily and steadily here across the north of england. it has caused severe transport disruption on the roads and rail network, not just disruption on the roads and rail network, notjust locally here in south yorkshire but further afield across the pennines. earlier this even

group german airline lufthansa is cutting up to 800 jobs from their airlines.undreds of flights have been canceled today and tomorrow because of a strike by cabin crew over pay and conditions. commerzbank would earn less profit this year than 2018 posting an increase in the third quarter. they sayay the business has been hurt by weaker global economy and negative interest rates in the euro zone. hasinese tech giant reported better than expected earnings thanks to signing people up to its video platform. investing heavily in its version of netflix but also in smarts to beakers -- smart speakers. >> the s state is selelling sha. ththmove could raisese up to llionn euros.. shareses will be priced between $16 $.50 and $19.99. >> it is selling off 52% of the firm. the government hopes the move will generate up to 2 billion euros. offering advantageous conditions to the public. we are offering them a 2% pricent compared to the institutions will have to pay. >> they hold a monopoly on lottery games, scratch carards, and sports betting. it is the second-biggest gamblin

. >> so one example, lufthansa. they're one of the biggest airlines in the world.fly somewhere, you want to make sure you get in on time. so rough tan a saw looked at their business for slow a.n.s.w.e.r., and this year they're going -- slowness, and this year they're going to get 8 million passengers more to their locations on time because of the work that we're doing with them. liz: well, what specifically did you do? >> right. to get a plane out on time, you need to do a lot of things right. it's the maintenance, it's the baggage processes, logistics, all that. we sit on top of all these processes, we analyze the friction, we help them get rid of their inefficiency so the plane takes off on time. liz: i just want to show people it isn't really overnight, we were joking about that. your first series you raised about $27.5 million, then your series b where you kind of have proven yourself a little bit, you got $50 million. and now today it's $290 million. can i just quickly ask you how you've avoided the pitfalls of other unicorns like, for example, we item work wh

lufthansa has canceled flights on thursday and friday affecting 180,000 passengers. thats due to a two-day strike. the industrial action affects flights that are leaving german airports. as part of d.w.'s special coverage of the 30th anniversary of the fall of the berlin wall we are looking for what many east germans was the first time shopping in the capitalist west. on november 9, 1989, east germans crossed the border and headed to west berlin's shopping boulevard. it is a street that was a showcase of consumerism in the divided city. d.w. is returning to this famous boulevard and what it meant to the east germans to see it for the first time. >> one of the top destinations for east berliners exploring wewest berlin was a department store which was famous throughout the country even before the war. the store was ready for the rush. many east german shoppers stayed up for the opening. >> first and fororemost we decid that they should get a free cup of coffee so they could warm up first. >> the grocery department was overflowing with exotic products, a new experience

the german airline lufthansa has canceled 1300 flights on thursday and friday affecting some 180000 passengers is because of the 2 day strike by cabin crew of a pm conditions the industrial action mainly affects flights leaving german airports. iran is resumed you really been richmond at an underground nuclear plant in a father significant step away from its 2015 nuclear deal with world powers it comes after the united states we drew from the agreement and really impose sanctions on tehran. to form twitter employees have been charged with spying for saudi arabia a complaint from the u.s. justice department published in the washington post detail the saudi government's efforts to recruit 2 men and use them to obtain bus the information of government critics including a journalist with close ties to the murdered writer jamal khashoggi. turning now to chile where the government is coming under extreme pressure as violent street protests showed no signs of abating president sebastian. and yet as from this of a wage hike and other reforms has done nothing to appease the demonstrators who accuse the

the german flagship carrier lufthansa has canceled 1300 flights on thursday and friday affecting 818-0000 passengers that's due to a 2 day strike by cabin crew of a payday and work conditions the industrial action mainly affects flights leaving germany airports. journeys defense minister wants the country's military to take on more responsibility internationally in a speech setting out a new defense priorities on a get. also said it was time for just need to be more robust about representing its own interests and she's proposed setting up a new national security council and that's a national security council of this nature would make our contributions to international crisis management faster and more effective it could also make an important contribution to how we formulate foreign policy strategy through foresighted agenda setting so. good to so for more on that i'm joined by our chief political editor. we see that tell us more about this idea of a national security council how is it supposed to work. well you didn't go into the nitty gritty details but clearly here she is aiming fo

chaos as a 2 day strike causes germany's lufthansa to counsel more than a 1000 flights we find out what the unions want. that's with monica jones who has your business news coming up for you shortly and do remember the latest news and information we have lots more on a website that v.w. dot com i'll see you in half an hour look forward to the back. of teachers in rural areas. it's a big problem for russia and a huge problem for children. oh you know our son jaan isn't. teacher when he wants to do something positive. he voluntarily travels to remote areas and teaches kids to open doors of opportunity for them. 60 minutes d. w. . after the fall of. the night to. the bus and it's as if that i don't need to keep complaining about other people all for all the wrenching on the forefront of the most recent article about. the bottom of the ballet that the last dragon was word as a call to harm 3 years. on. german industry complimented seaman surprises analysts with better than expected quarterly results but his c.e.o. joe case of caution stepped out a tougher yes head due to the global economic

and german airline lufthansa has canceled 1300 flights on thursday and friday affecting around 180000 passengers is the result of a 2 day strike by cabin crew over pay and conditions industrial action will mainly affect flights leaving german airports. well celebrations are taking place across germany this week to mark the 30th anniversary of the fall of the berlin wall highlights of the festivities include video displays beamed onto iconic cold war sites the berlin wall surrounded what used to be west berlin and east german authorities said they built it to protect their country from supposed fascists but in reality it prevented their own citizens from playing to the democratic path of the divided city portal to the rest of the free world. well after the fall of the berlin wall in november 1989 the 2 germany's were quickly reunited on a political level a socially and economically reunification has been difficult despite billions of euros and subsidies and an overhaul of infrastructure in the east major differences persist linda fear the reports. this is in the middle of berlin the wa

management and unions at lufthansa have agreed to enter mediation averting further strikes for now. cabin crew the german airline in calling for better pay and working conditions. to walk out last week so one thousand three hundred flights cancelled. and america's largest milk producer has filed for bankruptcy protection dean foods said sales had tumbled 7% and profits by 40% in the first half of the year. americans are drinking less milk in general a growing demand for dairy alternatives has less has left the company struggling. the government of pakistan is taking steps to end decades of forced labor in the cotton industry. the u. n.'s international labor organization says a hundred and seventy thousand people were conscripted in last autumn harvest a 50% drop from previous years. now officials are also reporting better working conditions and a possible end to state quotas which could lift the pressure on producers allen ginsberg reports. it's known as white gold but that profit comes at a price for decades the continent's biggest on has been harvested with forced labor. practice

german airline lufthansa has canceled 1300 flights on thursday and friday affecting around 180000 passengers it's the result of a 2 day strike by cabin crew over pay and conditions industrial action will affect mainly affects flights leaving germany airports. and u.s. secretary of state like pump a 0 has arrived in germany to join in celebrations of the 30th anniversary of the fall of the berlin wall and the end of the cold war he will visit leipsic and berlin to highlight the role of the united states in helping the people of eastern and central europe defeat communist. well there's plenty going on across germany this week to mark that anniversary highlights of the festivities include video displays beamed onto iconic cold war sites the berlin wall surrounded what used to be west berlin east german authorities said they built it to protect their country from supposed fascists but in reality it prevented their own citizens from fleeing to the democratic half of the divided cities a portal to the rest of the free world. after the fall of the berlin wall and ember night 1909 the 2 germany's we

next up flight attendants at german airline lufthansa just completed the first dayayf a forty eight hour strike on pay raises in aa better path to long term job contracts rush has the details. the words seemed ubiquitous in airports across germany on thursday as the first of a two day luton's a strike kicked off. the german airline says it's had to scrap thirteen hundred flights affecting a hundred and eighty thousand passengers one d door o say should inform passengers of this the- not just two days before whehere. does love it's good that there e are still. a fan thank. one thing's for he thomas is a long time to lose a day long at seven. the strike was called by ufo the german flight attendants union. the district unfortunately became necessary in order to make on the mall on some of which haveve times a has known aboutut for years. salaries that haven't been increased since the nineteen. my younger colleagues and less than a thousand a month and went out to the and they sent a company with earnings in the convenience. we must dimond improvements. as well as higher pay ufo is demandin

bank sinks despite confirmation of prerelease numbers >>> and gaining altitude cost cuts helped lufthansa and they believe they will return to profitability by 2021. >>> potentially big news china and u.s. agreed to remove existing tariffs in phases if both sides agree to lift their tariffs at the same time presidents trump and xi were supposed to meet in chile before that was canceled. it is agreed they are trying to meet in december >> reaching a phase one deal that they would have met before host country chile canceled the event due to unrest. that deadline might not be feasible as the two continue negotiating the terms. if the date gets pushed out, that could get pushed out to europe president trump is expected to attend the nato leader submit in december he has suggested switzerland as the neutral location leaders have reported switzerland and sweden are under discussion the firm deadline for a deal signing is now viewed as december 15. >>> let's taicke a look at the yuan the onshore and offshore yuan both down and surely showing deescalation let's take a look now at the major indice

tens of thousands of lufthansa passengers face further disruption as a strike by cabin crew enters itse said it has cut 1300 flights since thursday. the flight attendants union has agreed to talks over the weekend in the dispute over pay and conditions — but says the strike will continue as planned until friday night. a thinktank has called for the restructuring of britain's care home industry. the centre for health and public interest says hundreds of millions of pounds of fees paid by residents and local authorities never get spent on frontline services. it estimates that 10 per cent of the industry's annual income — nearly 2 billion dollars — is spent on interest on loans or rent. the market—leading us e—cigarette maker, juul, has decided to stop selling its mint—flavoured nicotine products with immediate effect. the decision follows an annual youth tobacco survey showing that vaping among teenagers is at an all—time high, and that mint is a popular flavour with them. could there be a positive development in the us china trade war? we have been here before, haven't we? both sides sa

deutsche lufthansa moving a touch to the upside. having a meeting with an italian minister.ture of cooperation might we see there? eon, one of the movers to the upside. 0.8%. a utility business out of germany adding a little higher. let's get down to the losers and see what is moving on the other side of the ledger. over in oslo, the biggest follower is dnb. dropping by 3.9% this morning. policere than 4% after start a laundering investigation into that business. that is the headline coming through to us from oslo on that one. a little weaker. some of the money managers also under pressure. there has been some news flow around that sector and the developments over the last week. european markets opening lower this morning. approaching the end of the year, analysts have begun to publish their 2020 outlooks for european equities and beyond. bank of america said in the event of a stronger-than-expected growth rebound european equities could rise up to 13% next year. see at at barclays moderate upside. joining us now to discuss where we had at the end of 2019 into 2020, a global

. >>> lufthansa is canceling about 13 flig 1300 flights today and tomorrow because of a planned strikey and the union's legal status some 180,000 passengers will be affected >>> iraqi security forces attacked as glon straight tors attempted to remove barriers near bridges that lead to the west bank of the tigris river no word on casualties. >>> and here at home, the capital christmas tree is on its way to washington, d.c. this morning. the crews cut down the 60-foot blue spruce on wednesday it will take two weeks to reach washington, d.c. so we'll keep you posted on that one. that is the news update this hour leslie, back to you. >> that is a long time for a delivery of a tree >> i know, people line up on the hifrp as highway as it goes by. it is really cool. >> thank you so much when we come back, shares of apple hitting a new record high today, but our next guest says there is more room to run. and later, marco rubio will weigh in on china and making more investments sometimes, the pressures of today's world can make it tough to take care of yourself. but nature's bounty has innovati

cabin crews in germany's lufthansa airline launched a two-day walkout overnight in dispute over pay andcluding cities like boston, chicago, dallas and san francisco. >>> we've got our news covered i'll give you a little boost a second grade teacher in california wants her students to be great she did this she rewrote lizzo's hit song "truth hurts" with lyrics about learning and team work they sing it together each morning. ♪ >> the teacher comes up with a new song every year but she says this is the first time she's actually gone viral, and somebody noticed her name is lizzo. she agreed with the glowing comments online tweeting you are right, this is the best thing i've watched today. >> and those are the best features too, bringing lessons to life like that. >> also, her lyrics are awesome, really clever. we're not fighting, better get to our writing i love it. >>> coming up, endorsing beauty products they say they've never even heard of them well now sandra bullock and ellen degeneres are fighting back against fake celebrity ads online. >>> losing sleep, do you have to choose between

labor trouble at lufthansa, cancelling flights after flight attendant went on strike.ess nights bishoping online. a quarter of americans are spending $2 billion night shopping. many say had they dropped up to $500 in one pop. the majority spending at at least $200. the issue is, because i do it all the time, you forget the purchases you make. it's so easy because your credit card information is stored. >> or you're so sleepy. lauren: or that. maria: anybody shop at night? >> no. >> i just watch sports and not gamble. lauren: you're making me feel guilty now. maria: coming up, investigating the uaw, the government looking at the union's ex vice president for alleged money laundering, more on that probe coming up. a horse takings mass transit. you heard right. one commuter bringing a support an l mall along for -- animal along for a right. back in a minute with that. ♪ ain't it funny how life changes. ♪ you wake up ain't nothing the same. ♪ life changes. ♪ you can't stop it, just hop on the train liberty mutual customizes your car insurance, so you only pay for what you