congressman hill, commissioner ramamurti, congresswoman shall lela and senator to me, -- ialala and senatormey, appreciate the gravity and responsibilities before you. i admire your willingness and respect the commitment to ensure federal relief programs are both accessible and effective. i'm here this morning to provide testimony from the perspective of middle market borrowers. to help answer the question that you all are asking of, who the main street lending program is helping. regrettably i have no answer to offer you. we can neither borrow from the program or find someone in our membership who has received a loan through it. to help illustrate the current optical securing loans through mslp, i would like to share comments from our members who completed a survey administered in recent days. i won't read all of them. these are their words, not mine. "the program is moving too slowly. whereas covid-19 dramatically and quickly caused an impact. we actively solicited an mslp loan for a minority business enterprise a company whose , performance is only 10% to 15% lower during the pandemic th