away --er west westaway. we welcome all of you to our simulcast.looking to the markets and we will look at that when we are done. futures, -46. it is tough out there this morning. to sum all of this up, and when you look at the fiscal policy right now, it comes back to aggregate demand. we are seeing in oil, a real global issue of demand. would you suggest that demand is threatened in q4? peter: well, i think the big really the q4 is same question we have had for the last six months, which is what is going to happen to the virus and that consumer response to that. consumers seem very tentative about going out and spending money, so we have this aggregate demand shortfall, which is where the fiscal policy is piling into trying replace the spending. it is a bit different, this fiscal policy. this is providing income to people out of work. it is not so much ago -- about getting people and outspending money, it is actually just propping up their income. as long as people are out of work or on furlough, there will be a need for this. the difficult quest