mr. monica gandhi for joining us. we'll try to get to more questions in the commercial break. thank you. from local closures to national headlines we're going to get into everything related to covid-19 with dr. patel. reminder, we're taking a how about poor fred wilson? what a shame. so soon after retiring. i hear his wife needed help with the funeral expenses. that's ridiculous! -he had social security. -when my brother died, his wife received a check from social security, all right-- for $255! the funeral costs were well over $8,000. how on earth did she pay for it? fortunately, my brother bought additional life insurance -before he retired. -whew! i bet that cost a pretty penny, huh? not with colonial penn. coverage options start at just $9.95 a month. less than 35 cents a day. i have it myself. we both do. -both of you? -that's right. neither of us had to answer any health questions or take a physical exam. in fact, no one our age can be turned down. for any health reason. -no one? -no one? nope. hm. is this a plan that offers a lot of protection at first, and then reduces